Electric Guitars - a must have.

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Electric Guitars - a must have.


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Electric Guitars - a must have.

11/01/2005

Electric guitars are the latest ‘must have’ for teenagers according to specialist musical instrument insurer Allianz Cornhill Musical Insurance.

Figures from Music Industries Association (MIA) back the trend, showing that electric guitar sales have grown by 30% over the past two years.

Michael Markwell, musical instrument manager Allianz Cornhill Musical Insurance said:

“We insure more violins than any other instrument but the number of policies we hold for electronic musical instruments such as electric guitars, is steadily rising.”

With the cost of modern electric guitars ranging from £100 to £1,000 and prices holding up, Allianz Cornhill Musical Insurance is reminding parents who have bought one as a Christmas present to check that the instrument is fully insured.

“Many people assume that cover under ...cont/

their home contents policy will fully protect a musical instrument but they need to check. However, as specialist musical instrument insurance has been designed for musicians of all abilities, it automatically provides all the cover budding or experienced musicians need.”

An Allianz Cornhill Musical Insurance policy costs from £30 and comes with the following cover as standard:

- All risks, including fire, theft and accidental damage

- Theft from an unlocked room eg. School classroom or band venue

- Worldwide cover – unlimited period

- Unrestricted professional use

- Depreciation in value following repair

- Repairs can be carried out by the dealer of your choice

- No shopping around for the cheapest/nearest quote for repairs

- Details of higher value stolen instruments circulated to dealers because in most cases owners want


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their stolen instrument returned

“We’re seeing an increasing number of claims coming in for electronic musical instruments from professional as well as amateur musicians. We have recently dealt with a claim for computer equipment used to make music that has been stolen from a musician’s house,” explains Michael.

“Electric guitars are not cheap. Before your future rock star son or daughter leaves home to gig at their friend’s make sure that their equipment is fully covered.”

Allianz Cornhill Musical Insurance will insure almost anything that is used to make music and is currently offering 12 months cover for the price of 11 to customers buying cover online. The offer is subject to minimum premiums and applies only to the first year of cover.

Cornhill Musical Insurance


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By;- Cornhill Musical Insurance
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