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Road Runner
independent advice on car insurance uk 03/11/2005 A survey of 1,300 motorists from leading direct motor insurer, Cornhill Direct, found that 1-in-2 motorists who damaged an unattended vehicle would drive away without trying to leave their details if they thought they could get away with it - people the insurer calls “Road Runners”. If a motorist does not leave their details at the scene of the accident and fails to report the incident to the police, they are committing a criminal offence.” He added:. Read more...

Industry Leading Step

 
 

cheating speed cameras
Point swapping isn’t confined to partners, as seven per cent of 19 - 21 year olds say that their parents have taken speeding points for them. The survey also reveals that Scottish drivers are the sneakiest, with 41 per cent of Scots saying that they would ask their partner to take points for them in contrast with the most honest drivers in the West Midlands with just 16 per cent asking their partner to take the blame. independent advice on car insurance uk Read more...

 
 
 
   
 
 
 

Industry Leading Step

Date: 14 October 2005 Ref:54/05 Direct Line is taking the industry leading step of continuing to offer the 'Driving Other Cars' cover as standard in its car insurance policies. Many other insurers are removing this cover under the premise it increases uninsured driving however Direct Line believes many motorists expect the cover to be offered as standard and by removing it, insurers could inadvertently do the opposite and exacerbate the uninsured driving problem. DOC cover is provided for motorists to use other vehicles or to allow another motorist to drive their car when they are in an emergency situation.

 
 
 
 

Mobile Phones Dangerous
17-05-06 Using a mobile phone while driving has been illegal for over two years, but a survey by online car insurance specialists elephant.co.uk , shows that many motorists still use their mobile phones while they’re at the wheel. These penalties are much stiffer for drivers of buses, coaches, vans and lorries, who face a possible fine of up to £2,500. Drivers breaking the law risk fines of £30, or of up to £1,000 if the matter goes to court. independent advice on car insurance uk Read more...

 
 
 
 
Emma Holyer, Motor Spokesperson for Direct Line commented: “We don’t want to leave our customers stuck if they are in an emergency situation and so we will continue to provide our customers with cover.Other insurers are saying they are removing the cover because it increases the problem of uninsured driving and it is open to fraud by younger motorists who want to drive high powered vehicles. However Direct Line are not prepared to leave its law abiding customers high and dry just because of a few untrustworthy motorists.
 
 
 
 

Cornhill Direct in Which
independent advice on car insurance uk • A range of voluntary excesses for you to choose from to keep your premium as low as possible. • Up to 65% no claims discount on your motor premium. • Recovery after an immobilising accident. Read more...

 
 
 
 
If these specific few motorists are causing this problem insurers should think about specific underwriting rules rather than removing the cover for all motorists.” Direct Line is highly proactive in protecting its customers against uninsured driving, and is the only insurer that does not penalise its customers who are hit by uninsured drivers. Any comprehensive Direct Line policyholder who is hit by an uninsured driver keeps their no claims discount and is not liable to any policy excess. With any other insurer motorists have to pay their excess and lose their no claims discount, which on average costs £550 per incident. In addition, Direct Line supports the Durham Police in its unique scheme to cut uninsured driving.
 
 
 
 

Drug driving problem
ALARMING ATTITUDES Startling comments from drug drivers surveyed by MORE TH>N included:. Holliday-Willams concluded:. Female, age 26-30, London “I just didn’t think about it and the car was the only way to get home”. independent advice on car insurance uk Read more...

 
 
 
 

Any uninsured drivers in the Durham force area risks having their car impounded and subsequently crushed if they are stopped and found to be uninsured. To get their car back the owner must pay the cost of recovery, storage plus provide evidence of insurance within 14 days. If they fail to do this, the car will be crushed. One in 20 motorists are uninsured and research has shown uninsured motorists are much more dangerous than law-abiding insured drivers. They are three times more likely to have been convicted of driving without due care and attention, and ten times more likely to have been convicted of drink driving than the average motorist. DirectLine Insurance -

 
 
 
 

Roadside Distractions.
7. Cutting corners tightly / driving over hatched areas. Privilege specialises in offering highly competitive insurance for safe drivers, with a guarantee to beat fully comprehensive renewal quotes for any driver with 4 years + no claims discount. independent advice on car insurance uk Read more...

The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts.
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