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best uk car insurance Gary Thomas, Head of Underwriting at First Alternative said:. July 2004 "All of the evidence we have available suggests, conclusively, that the highest risk group of motorists is young drivers and in fact young males. First a very striking gender imbalance:. Second, an even more striking age imbalance:. Read more...

Lack Of Driver Education

 
 

Hardest word
“When you are involved in an accident your body goes into survival mode which might inhibit the ability to detect injuries that cannot be seen. “Tension and stress in the immediate aftermath of a minor accident can run very high. best uk car insurance Read more...

 
 
 
   
 
 
 

Lack Of Driver Education

21/09/2005 Direct Line, the UK’s largest car insurer, is calling for changes to the driving test to include education on motorway driving due to the number of accidents involving heavy goods vehicles (HGV). Accidents involving HGVs are becoming more common with statistics showing a 19% increase year on year*. Direct Line’s findings indicate a lack of driver education as one of the main causes of accidents with lorries. One in five (18 per cent) motorists rush to overtake lorries because they feel intimidated and don’t know how to adapt their driving around bigger vehicles. This lack of confidence is causing a serious problem on the UK roads. Government data shows there were more than 6,000 accidents involving HGVs in 2003 (the most recent year that figures are available for), resulting in the deaths of 166 motorists and close to 8,000 casualties. Two million drivers (seven per cent) admit that they are completely clueless about how to drive around large vehicles and seven in 10 (70 per cent) motorists would welcome driving test reforms to include training on how to drive around lorries and other large vehicles.

 
 
 
 

Summer footwear craze
Always wear suitable clothing, particularly shoes. Wearing shoes suitable for driving is an important part of the safety equation. Keep a suitable spare pair of shoes in your car especially for driving. Suitable shoes are particularly important. Footwear such as flip-flops are dangerous as the sole can get caught under a pedal during a simple gear change, when applying the brake or even when moving the foot from clutch to brake or vice versa. best uk car insurance Read more...

 
 
 
 
The most common way of reacting towards lorries is hesitating around the vehicle (21 per cent). The present practical driving test does not include driving on the motorway at all and it is up to the driving test examiners discretion as to whether learners are tested on dual carriageways. Direct Line Motor spokesperson, Emma Holyer said: “More than a quarter (28 per cent) of UK motorists don’t like driving on the motorway - and encountering large vehicles at high speed simply reinforces this anxiety. Indecisive driving increases the risk of accidents – and we would urge nervous motorists to take extra driving lessons or take an advanced driving test to help build up their confidence.
 
 
 
 

No Claims Discount
best uk car insurance Direct Line is the only insurer to honour NCD for named drivers and estimates that 18 million motorists are currently driving on someone else’s policy, all with the potential to earn their own NCD. With Direct Line they would benefit from a 30% discount had they been driving for two years under their parents policy. Read more...

 
 
 
 
“Direct Line is calling on the Driving Standards Agency to ensure the driving test always include motorway driving in a bid to reduce the number of fatalities on the nation’s roads.” Further findings from the research include :· One in five (22 per cent) motorists feel nervous driving alongside HGVs – a figure that rises to almost a third (31 per cent) among female drivers· Similarly four in 10 drivers (39 per cent) feel stressed and uncomfortable overtaking a heavy vehicles on a motorway· one in 10 (13 per cent) drivers worry about being pulled in by the draught created when passing big vehicles at speed· 3% of drivers admit to a complete loss of concentration when driving near lorriesMotorists who are concerned about their driving could also take the Pass Plus test. This one-day course is designed by the Driving Standards Agency, insurers and the driving instruction industry and helps motorists drive with more confidence. As well as improving driving skills, insurers offer a substantial first year discount for those who have taken the test. Direct Line offers 17 - 20 year olds a 20% discount, 21 - 24 year olds a 30% discount and 25 year olds and above will receive a 40% discount.
 
 
 
 

1.4bn pounds lost savings.
YouGov interviewed a sample of 2010 18+ adults in Great Britain. best uk car insurance Read more...

 
 
 
 

Direct Line also offers the following tips on driving safely around large vehicles: · Keep your distance. On a dry road and in good weather conditions leave at least two seconds between your vehicle and the one in front. In poor visibility leave at least a four-second gap· Frequently use your mirrors when driving on the motorway because of the higher traffic volumes· Always use the left-hand lane where possible. Remember lanes two and three are not the 'middle lane' or 'fast lane', these are overtaking lanes· Overtake or pass only on the right unless in a traffic jam· Take special care when joining a motorway. You must give way to motorway traffic· Avoid switching lanes suddenly and always indicate when changing lane Notes The research was carried out on behalf of Direct Line motor insurance by YouGov. 2,098 UK drivers were questioned online between 2nd and 5th September 2005. Source: YouGov research conducted on behalf of Direct Line. DirectLine Insurance -

 
 
 
 

Motorists Speed Every Time
1 million drivers say that they see speed limits as a target to reach. *Based on Department for Transport figures of number of full licensed drivers in the UK - 33,771,698. Half admit that they only stop speeding when they actually catch sight of a speed camera. best uk car insurance Read more...

The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts.
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