No Claims Discount

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No Claims Discount


	Asda drives down cost You can save hundreds of pounds if you take a few minutes to search for a low-cost insurer, like ASDA. Increase the amount of excess you are prepared to pay. * Case studies and up to 60% savings claim sourced from ISL Global on-line benchmarking. Unlike many other insurers the price investment is not a ‘one off’ or ‘January type’ sale and runs throughout the year. uk product car insurance msn Read more...

No Claims Discount for Additional Drivers.07/01/2006 Direct Line today launched a unique no claims promise enabling motorists to save hundreds of pounds on their car insurance. Anyone named on a Direct Line car insurance policy can now build up his or her own no claims discount, regardless of whether the principal policyholder has a claim. This means that when they take out their own insurance they are able to transfer their no claims entitlement to their own policy, potentially saving them up to 70% off their insurance. Until now named drivers have been unable to build up their own no claims meaning that even if they had no accidents they would have to start from zero years no claims when they take out a policy of their own.


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	Direct Line is the only insurer to honour NCD for named drivers and estimates that 18 million motorists are currently driving on someone else’s policy, all with the potential to earn their own NCD. The new policy is now open to all customers and for existing customers can be backdated to a maximum of five years. Named drivers of any age can benefit from the policy and it is expected to be of particular interest to young drivers who often struggle to take out their first insurance and consequently drive their parents car for the first two or three years of driving meaning with any other insurer they are simply postponing the problem. With Direct Line they would benefit from a 30% discount had they been driving for two years under their parents policy.


	Female Drivers shop around. uk product car insurance msn 14 March 2006 Sainsbury’s Bank warns women drivers of the cost of complacency Motorists could save up to £140(1) by switching to Sainsbury’s Car Insurance Sainsbury's Car Insurance is urging women motorists to shop around for car insurance to ensure they get the very best deal available. Women motorists need to be aware that these savings can vary dramatically and should seek a range of quotes – not just from their existing insurer or women only policies. Read more...


	The following examples show the discounts available with Direct Line on a fully comprehensive policy, whereas with any other insurer the driver would start off with 0% no claims. Scenario one: male, 21 years old, three years driving experience on his dad’s policy would get a 50% discount. Scenario two: female, 38, been driving on husband’s policy for seven years would get a 65% discount. Scenario three: male, 50, been driving on a friend’s policy for five years would get a 70% discount. Emma Holyer, Motor Spokesperson for Direct Line commented: ”No other insurer recognises named drivers in this way and this is major step forward for those 18 million motorists who have been paying over the odds for their insurance. We don’t think it is fair that named drivers who have experience behind the wheel cannot benefit from their safe driving experience.” Notes · Named driver No Claims Discount (NDNCD) applies to any person who is named on an existing policy.


	England fans beware ‘I would recommend to any England fans driving to Germany to make sure they are covered. 05/05/2006Football fans who decide to drive to Germany to watch the World Cup could find themselves significantly out of pocket if their motor insurance is inadequate, warns leading insurer Cornhill DirectMore than 100,000 England fans are expected to travel to the World Cup with many driving their own vehicles to Germany. - 24 Hour Emergency Helpline. uk product car insurance msn Read more...


	A spouse partner, children or friends can build up their own ‘Named Driver No Claims Discount’. · Policyholders can ‘top up’ their earned NCD with NDNCD when it exceeds earnt NCD. For example, if a policyholder has one year earned NCD and two years NDNCD they can claim a total of two years. · The discounts will be backdated to the date that the driver was added to the primary policy. · This does not apply to temporary drivers. The scale of discounts is as follows: · One year - 30%· Two years – 40%· Three years – 50%· Four years – 60%· Five years – 65%· Five years and p/h aged over 50 – 70% Direct Line Insurance -

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