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cheapest car insurance in the uk Sean Connery - James Bond Steve McQueen - BullittBatman - Batman Mr T - The A Team Penelope Pitstop - The Wacky Races Bo and Luke Duke - The Dukes of Hazzard Michael Knight - Knight Rider Inspector Morse - Inspector MorseMad Max - Mad Max I/2/3Starsky - Starsky & Hutch.Research commissioned by Churchill Insurance amongst 1800 people in June 2005. Read more...

Pay As You Drive


	One In Seven Cars Vandalised - Tail-lights smashed (four per cent). - Tyres punctured/ damaged (14 per cent). - Soft top slashed (one per cent). cheapest car insurance in the uk Read more...

Insurer to provide tailored 'Pay As You Drive' insurance premiums for young drivers. 12 January 2005 Young drivers will now have the chance to get more affordable insurance premiums thanks to an innovative new scheme from Norwich Union. The UK’s largest insurer has launched ‘Pay As You Drive’™ * For Young Drivers for motorists aged 18-21, which uses cutting-edge, in-car technology to calculate their premiums based on when and how often they drive their car. The ‘black box’ style device is fitted discreetly into the car and uses Global Positioning Satellite (GPS) technology to record the journeys of the car. This information is then transmitted securely to Norwich Union via a mobile phone network. The premiums will be calculated in a similar way to mobile phone tariffs. Drivers will be able to control their premiums to more affordable levels by driving mainly during ‘off peak’ times between the hours of 6am and 11pm rather than driving during ‘peak’ times between 11pm and 6am.


	17yr old car owners “We’ve seen that first time drivers are getting older, and that they are more likely to buy newer cars once they get on the ladder. However, once they have passed their test, more than a third (37%) of these young motorists surveyed (aged under 25) buy a new, or nearly new, car, compared to just 19% of their parents’ generation (today’s 45-54 year olds). Nearly nine out of ten (87%) drivers 30 years ago paid for their first cars themselves, compared to around two thirds (64%) today. cheapest car insurance in the uk Read more...


	These tariffs have been calculated based on accident statistics for the 18-21 age bracket,** which show these motorists are at much greater risk of being killed or seriously injured in car accidents between the hours of 11pm and 6am. By reflecting the time of day in the cost, this innovative test product not only makes insurance premiums more affordable, but it deters younger motorists from driving at night when the conditions are less safe. Features of the Pay As You Drive’™ For Young Drivers product include: A tariff per mile, with the rate personalised to each customer and dependent on the time of day the car is driven. The first 100 off peak miles each month are free. Young drivers could see a saving of up to 30% a year off the cost of their premiums. Premiums are billed monthly – premiums will vary monthly if customers vary their driving. There is a one-off fee of £199 for the telematic device – this is expected to cost less than the savings to be made in premiums. The box has a built in car locator – enabling customers to have their car located if there’s been an accident, breakdown or if it has been stolen.


	Privilege Price Promise cheapest car insurance in the uk Privilege Insurance has announced that it will continue to guarantee to beat any car insurance renewal quote for drivers with four years or more no claims discount. The decision extends the guarantee, which was first introduced when the Privilege brand re-launched in August 2004, and comes at a time when independent research has found Privilege to be cheapest for drivers in its target ‘safe driver’ market. Privilege Car Insurance managing director Ian Parker comments:. Read more...


	In August, Norwich Union launched a nationwide pilot scheme of ‘Pay As You Drive’™ insurance amongst 5000 volunteers of all age ranges to investigate driving patterns and help set premium pricing. Norwich Union is now able to launch this product for young drivers because the pricing can already be calculated for these motorists as the time of day is such a major factor for this age group. The first 1500 boxes are ready to be fitted in customers’ cars. The recently published independent Greenaway report into uninsured driving in the UK described ‘Pay As You Drive’™ as a ‘potentially helpful innovation’ by setting rates for late-night driving at a high enough level to encourage young drivers not to use their vehicle at this time. Robert Ledger, programme director for the ‘Pay As You Drive’™ insurance scheme, said: "The scheme brings motor insurance into the 21st century by providing affordable comprehensive insurance for young drivers in return for driving at safer times. "There’s no getting away from it, Government statistics* show that this age group are more likely to be killed or injured in road accidents between the hours of 11pm and 6am – and this has been factored into tariffs for this product.


	40th Anniversary Privilege’s claims data indicates that drivers with one speeding conviction are 17% more likely to make a claim than those without a conviction. cheapest car insurance in the uk Read more...


	"Although the money-saving factor will probably be the main appeal for young drivers, I imagine the road safety aspect will appeal to their parents. "Although this product may not suit all young drivers, we feel it does offer them an alternative to the standard motor insurance that is currently available. And by having their own insurance policy rather than being a named driver on their parents’ policy, young drivers will be able to build up their own no claims discount, making insurance even cheaper in the future." Norwich Union – the UK’s largest insurer – has an exclusive agreement with US insurer Progressive to pioneer ‘Pay As You Drive’™ insurance in the UK and Europe using telematics technology. Young motorists or parents who want their children to sign up to be one of the 1,500 motorists on the ‘Pay As You Drive’™ For Young Drivers test product can visit payasyoudriveinsurance.co.uk*** or contact the ‘Pay As You Drive’™ insurance team at payasyoudrive@norwich-union.co.uk. Norwich Union Insurance -

Bad driving habits.
Drivers bad habits (3) Percentage of motorist who admitted to doing this during May Number of motorists Driven whilst feeling tired 38% 11,411,000 Eating/drinking whilst driving 31% 9,184,000 Excessive speeding 26% 7,919,000 Driving on ‘the morning after the night before’ 23% 6,867,000 Using mobile phone that is not hands-free 14% 4,124,000 Driving wearing flip flops/no shoes 14% 4,078,000 Readinga map 11% 3,298,000 Driving too slowly 11% 3,186,000 Driven after having an alcoholic drink 10% 2... cheapest car insurance in the uk Read more...

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