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Privilege Price Promise
car insurance list uk cheap insureance PRIVILEGE PRICE PROMISE TO CONTINUE REWARDING SAFE DRIVERS.April 2005 Guarantee to beat renewal quote for motorists with four years or more no claims discount extended. Read more...

Road Runner

 
 

Hardest word
Both have an escalatory affect on the cost of claims that are passed on to motorists in the form of increased premiums and excesses.” Almost a third (31%) of motorists admitted they would be likely to exaggerate injuries or vehicle damage if the other party involved in an accident was angry or accusatory. Norwich Union is starting a campaign today to reassure motorists that saying sorry is just an expression of regret, not an admission of guilt. car insurance list uk cheap insureance Read more...

 
 
 
   
 
 
 

Road Runner

03/11/2005 A survey of 1,300 motorists from leading direct motor insurer, Cornhill Direct, found that 1-in-2 motorists who damaged an unattended vehicle would drive away without trying to leave their details if they thought they could get away with it - people the insurer calls “Road Runners”. The survey also revealed that 1- in- 2 motorists say they have already been the victim of a “Road Runner.” The law requires the driver of a vehicle which causes damage to stop and provide their name and address to a person who has reasonable grounds to request the information. If they do not do this for any reason, perhaps because the vehicle they damage is unattended, the driver must report the accident to the police within 24 hours. A person who fails to comply is guilty of an offence.

 
 
 
 

Road Runner
Eastern 50% Scotland 54% London 53% South East 45% Midlands 51% South West 45% North East 50% Wales 57% North West 44% Yorkshire 49% Northern Ireland 50% 2.Cornhill Direct - Background Cornhill Direct was established in 1995 and is part of Allianz Cornhill, one of the largest general insurers in the UK. In 2003, 29,549 people were prosecuted for various offences relating to failing to stop, provide details or report an accident. car insurance list uk cheap insureance Read more...

 
 
 
 
Official statistics reveal that the number of motorists who are prepared to do a “Runner” is growing. In 2003, 29,549 people were prosecuted for various offences relating to failing to stop, provide details or report an accident. This represents an increase of 4.0% over the previous year and nearly 11.0% higher than 2000. Other revealing statistics from the survey include: •Females are less likely to definitely stop and leave their details at the scene than men •Just 44% of people in the *North West said they would definitely stop and leave their details at the scene of the accident – the lowest of the regions surveyed. 57% of people in *Wales said they would leave their details making them the most “honest” region.
 
 
 
 

High costs for young drivers
car insurance list uk cheap insureance “It’s expensive for anyone getting on the road for the first time and we see many youngsters driving their parents car for the first few years.  So to help young drivers Direct Line now allows named drivers on all policies to build up their own No Claims Discount (NCD) which should help to reduce the cost of insurance when they take a policy out in their own name meaning insurance costs are one less thing for them to worry about.”   And it’s not just financial pressure that young drivers who ... Read more...

 
 
 
 
(*see Editors notes for more regional variations) •The younger you are the less likely you are to stop and leave your details at the scene Ian Firth, Cornhill Direct’s Operational Underwriting Manager said: “Honest policyholders are forced to pay an extra £30.00 a year for their motor insurance just to pay for the damage and injury caused by uninsured and untraced drivers. Motorists who cause damage to other vehicles should take responsibility for their actions. If a motorist does not leave their details at the scene of the accident and fails to report the incident to the police, they are committing a criminal offence.” He added: “Comprehensively insured motorists can claim on their own policy but many will risk losing their No Claims Discount. For the 20% of policyholders who are not comprehensively insured, they have little choice but to go to the Motor Insurers’ Bureau for compensation.
 
 
 
 

Hidden Road Accidents
‘HIDDEN’ ROAD ACCIDENTS HIT NEW HIGH. On a wet or muddy road, double the stopping distance. Ian Parker, Managing Director of Privilege Insurance, said:. car insurance list uk cheap insureance Read more...

 
 
 
 

The MIB ‘s investigations can take some while to complete and the innocent motorist will also have to pay a £300.00 excess.” In 2004, the Motor Insurers’ Bureau (MIB) paid out £78.2m dealing with more than 17,500 untraced driver claims from motorists. However, this figure is dwarfed by the number of claims motor insurers have to deal with every year from policyholders who find their vehicle damaged by an unknown motorist. Notes 1.*Regional variations are as follows: Eastern 50% Scotland 54% London 53% South East 45% Midlands 51% South West 45% North East 50% Wales 57% North West 44% Yorkshire 49% Northern Ireland 50% 2.Cornhill Direct - Background Cornhill Direct was established in 1995 and is part of Allianz Cornhill, one of the largest general insurers in the UK. Cornhill Direct provides car, home, travel and van insurance. Cornhill Direct -

 
 
 
 

No Claims Discount
Male, 50, been driving on a friend’s policy for five years would get a 70% discount. The following examples show the discounts available with Direct Line on a fully comprehensive policy, whereas with any other insurer the driver would start off with 0% no claims. With Direct Line they would benefit from a 30% discount had they been driving for two years under their parents policy. car insurance list uk cheap insureance Read more...

The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts.
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