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Nobody home
london home owners insurance Almost a quarter (23%) go out 2 or 3 nights after work. If you own your home, it's important that you have home insurance to protect from fire, flood and subsidence, as well as accidental damage to drains, pipes, cables and underground tanks. Low occupancy levels are highlighted as a key contributing factor in the vulnerability of homes to burglary. Read more...

Brits Spend 10.2Bn A Year On Beauty Products

 
 

BRITS BAN HOME PARTIES
Phil Loney, managing director, Lloyds TSB Insurance says:. However, almost one in five house proud homeowners (14.7 per cent) cite the risk of damage to their property as the reason for locking their doors and saying bah humbug to a party at home. Party planning - Plan to avoid damage. london home owners insurance Read more...

 
 
 
   
 
 
 

Brits Spend 10.2Bn A Year On Beauty Products

Brits Spend 10.2bn A Year On Beauty Products



Image-conscious Brits are spending a total of £10.2bn* on beauty products each year according to new research - and it’s not just women who are the culprits.

Half the men questioned as part of the research by Churchill Home Insurance have ditched soap and water in favour of more sophisticated daily beauty routines, while one in four admits to splashing out on upmarket brands usually used by women. David Beckham is sure to cash in on the launch of his aftershave, as that’s the grooming product that men are most likely to splurge on.

Meanwhile one in five women think nothing of spending £50 on anti-ageing creams and own 10 different bottles of expensive perfume.

 
 
 
 

Shop around for home insurance
Research by the Post Office revealed that an apathy to change plans to get a better deal, and confusion over insurance plans, means that home owners are losing out and being taken advantage of by mortgage lenders looking to cash in. However, nearly half of consumers still seem to be doing so. A recent survey by esure.com found that Brits have increasingly valuable items in their homes as they indulge expensive gadgets. london home owners insurance Read more...

 
 
 
 
In fact, nearly 70 percent of men think their partners spend far too much money on toiletries and make-up. Three in five believe that women are to blame when it comes to clogging up the bathroom cabinet.

The research also found that over £1.7bn** is wasted every year on unused toiletries, with Christmas and birthdays the peak times for receiving unwanted health and beauty gifts. A third of those questioned admitted to never using half of their products, which just end up gathering dust in the bathroom cabinet.

The poll of 1,300 men and women was conducted by Churchill Home Insurance as part of an ongoing study of the value of the nation’s home contents.
 
 
 
 

Diamonds are a girls best friend.
london home owners insurance Post Office® Head of Home Insurance Phil Ashkuri said:. 13/02/2006 - PostOffice Home Insurance Press Release Men count the pennies when it comes to engagement rings. That means it’s protected at home and while you’re away." The cost cutting isn’t just limited to engagement rings. In total only 5% of people believe that the amount should be £2000 or more. Read more...

 
 
 
 
Churchill’s Head of Home Insurance, Martin Scott, said: “With toiletries getting increasingly expensive and men matching women when it comes to caring about their appearance, it’s no wonder households are spending so much money on beauty products.”

Based on the research, Churchill Home Insurance has compiled a list of top five most valuable bathroom cabinet cloggers:

Top 5 Unused Cabinet Cloggers

1. Perfumes & Aftershaves

2. Moisturisers

3. Anti-ageing Creams

4. Body Lotions

5. Designer Mascara

Scott concluded: “This goes to show just how much people can accumulate over the years without realising. Homeowners should regularly check the replacement value of their belongings to ensure they have adequate insurance cover, which helps in the event of a claim.”
 
 
 
 

Fear of theft
In London, almost one in ten (8 per cent) claimed they had been physically threatened or attacked because of the belongings they were carrying. Phil Loney, managing director, Lloyds TSB Insurance, said:. The findings from Lloyds TSB insurance1 reveal that a quarter of the population regularly carry items worth 200 in their bags and pockets, with young people owning the most valuables and feeling the most at risk. london home owners insurance Read more...

 
 
 
 



*Research commissioned by Churchill Insurance with 1,300 adults, September 2005. Total of £10’176’374’275 based on average amount spent on toiletries each year (£216.84) and number of people aged 16 to 79 in the UK (46,930,337), source: National Bureau of Statistics

**Research commissioned by Churchill Insurance with 1,300 adults, September 2005. Total of £1,696,062,306 based on half the average amount spent on toiletries each year (£108.42) and a third of people aged 16 to 79 in the UK (15,643,445), source: National Bureau of Statistics

For more information please contact:

Emilie Lien

Churchill Insurance

 
 
 
 

First time buyers warned
Are there high walls or shrubs obscuring the front of the house, do the windows have locks, is there a burglar alarm or security lighting there any aspects you don't like such as a secluded alley at the end of the garden? Look after your keys. The back door can be particularly vulnerable. Once you've moved in, don't leave anything outside (e.g. london home owners insurance Read more...

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