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Be Aware Flood Dangers
broker content home insurance The pack should include:. • Money cover to various limits. In Northern Ireland businesses can get information from the Rivers Agency. Read more...

All Sorts Of Quirkiness

 
 

Gift Fest This Christmas
For 80 percent of parents however, Christmas is all about spending time with the family and making it a special occasion for their children. National Bureau of Statistics *** Research commissioned by Churchill Home Insurance with 1,936 UK inhabitants, October 2005. Top ten Christmas presents for kids. Kids across the country already have more than £7.3billion worth of toys and gadgets in their bedrooms including TVs, stereos and games consoles. broker content home insurance Read more...

 
 
 
   
 
 
 

All Sorts Of Quirkiness

All sorts of quirkiness

Allianz Cornhill covers all sorts of quirkiness

You’d be surprised at just how many quirky claims Allianz Cornhill Musical Insurance receives for all sorts of unusual instruments every year, and they just keep coming.


One of the recent claims Allianz Cornhill has received is for a 'Percussion Monkee Tree' - this is a tree branch sited on a surf board with wheels, decorated with chime bars, cow bells, drums and cymbals hanging off it - after a burglary where various items were taken and the tree was stripped.

 
 
 
 

White elephant gadgets.
Sources ICM Research interviewed a random selection of 1015 adults aged 18+, by telephone between the 17th and 18th of August 2005. Nikki Sellers, Head of Home Insurance at esure.com, said:. We are officially a nation of hoarders:. Population Trends, Summer 2005) and calculated from esure.com’s research using an average of each price bracket. broker content home insurance Read more...

 
 
 
 



Many musicians rely on the personal possessions section of their home contents policy to cover their instrument, only to find out after making a claim that the level of protection offered can be limited and often does not include risks such as unrestricted professional use or depreciation in value following repair.


John Feaver, marketing manager for Allianz Cornhill Musical Insurance says: "Our specialist policies cover almost anything that plays music, and this way ensures that all musicians can keep playing should anything happen to their prized possessions – no matter how unusual they may be!
 
 
 
 

DIY claims
broker content home insurance Drilling / hammering / putting up shelves (14%). A policyholder who was installing a wooden floor and nailed through a pipe, causing £1583.09 damage. This includes a 20% new customer discount plus an extra 10% if they purchase cover online. An excitable two year old helper who put a hammer through a TV screen, causing £1398.82 damage. Read more...

 
 
 
 
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Allianz Cornhill Musical Insurance top tips for instrument insurance:

1. Look for a policy which will provide the widest possible cover with exclusions kept to a minimum.

2. Check they provide cover anywhere in the world without the need to arrange extra cover (although you may be based in the UK most of the time, many musicians and music teachers travel overseas on tours and a household policy may not cover such events).
 
 
 
 

Home is where the happiness is.
"Summer, definitely, closely followed by Christmas." Norwich Union is keen to find out who has 'Britain's Happiest Home' with the launch of an online competition. "Our 'Quote Me Happy' insurance campaign has really caught the public's imagination this year, so we thought we'd find out how happy people really felt about their home-life. broker content home insurance Read more...

 
 
 
 



3. Find a policy that has a ‘no-fuss’ claims settlement (many household policies require you to shop around for a replacement instrument at the lowest possible cost, rather than allowing


you to use your usual dealer, who you know will find you a replacement which suits you, not on which suits the insurance company).

4. Seek insurance that confirms the insured will be given full replacement value should the need arise.










 
 
 
 

Shop around for home insurance
The survey estimated that people have $4.1 billion worth of expensive, uninsured gadgets in their homes, as most people don't upgrade their insurance when they acquire expensive items. Shop around for home insurance Reluctance to shop around for a good deal on home insurance could be costing UK consumers millions, says a survey. "Changes to the law six years ago prevented lenders from forcing homeowners to buy their home insurance through them. broker content home insurance Read more...

The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts.
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