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It's all in the stars!
content home insurance quote uk Analysis of esure.com's 168,500 home insurance policy holders. Water signs most likely to flood, fire signs most prone to smoke damage - when it comes to home claims your luck is written in the stars, says esure.com. Their tears may cause further water-logging! The question is, did air signs suffer the most tornado damage in Birmingham? (08 August 2005) Does your birthday really dictate your luck in life? Read more...

Be Aware Flood Dangers

 
 

British Women Waste
Research by Churchill Home Insurance shows that 86 percent of women have gone out and bought clothes that have remained on the hanger ever since. And the reasons for the unwanted clothes phenomenon - they are no longer fashionable, the owner simply no longer likes them or they were bought in a size too small by unsuccessful dieters. And the figures are set to rise dramatically over the next few weeks. Each of these items costs an average £21.82. content home insurance quote uk Read more...

 
 
 
   
 
 
 

Be Aware Flood Dangers

Be Aware Flood Dangers

HOMEOWNERS BE MORE AWARE OF FLOOD DANGERS

10th October 2005

• The floods in October 2000 affected 10,000 properties and cost the insurance industry £1.3 billion.

• Two million households in the UK are still at risk from flooding.

• MORE TH>N flood mapping tool accurately assesses the risk of flood at individual address level.

Five years on from the devastating floods in Autumn 2000 which affected more than 10,000 households, MORE TH>N Home and Small Business Insurance urges homeowners and businesses in flood risk areas to prepare for the forthcoming winter months and avoid further flood damage. Insurer MORE TH>N is offering guidance to homeowners and businesses in areas that could be affected by rising water levels.

David Pitt, Head of Insurance at MORE TH>N, comments: “The autumn of 2000 was the wettest in the UK for 270 years and led to the damage of 10,000 properties. Many people are still at risk of flood especially as climatic changes take place, so homeowners and businesses must be prepared. If you live in a flood risk area, don't close your eyes and hope for the best, prepare a 'Flood Plan' before the worst happens.”

Assessing flood risk accurately is becoming more and more important, with the impact of climate change increasing future flood risk in the UK. The MORE TH>N risk mapping tool has been based on the company’s own geological engineering risk techniques combined with digital terrain mapping, address verification information from Ordnance Survey and a Geographical Information System supplied by ESRI (UK) Ltd.

 
 
 
 

Shop around for home insurance
Shop around for home insurance Reluctance to shop around for a good deal on home insurance could be costing UK consumers millions, says a survey. It also found that people seriously underestimate the value of the contents of their homes, making home and contents insurance low on their list of priorities. However, nearly half of consumers still seem to be doing so. Head of home insurance at the Post Office Claire Oldstein, said:. content home insurance quote uk Read more...

 
 
 
 


David Pitt continues “Insurers use varying levels of sophistication to measure flood risk. We are able to pinpoint risk right down to individual address level which means that thousands of homes previously considered at risk of flooding by the insurance industry can now get a better deal from MORE TH>N. We urge the rest of the industry to follow suit for the sake of homeowners across the country.”

As more than 2 million households in the UK are still at risk of flooding, MORE TH>N risk experts have outlined ten ways to be fully prepared this winter:

1. Follow advice, such as evacuation notifications and procedures, given by the Environment Agency (EA) in England, Scottish Environment Protection Agency (SEPA), in Scotland or your local council. The EA and SEPA have a 24 hour information service called Floodline available on 0845 988 1188. In Northern Ireland businesses can get information from the Rivers Agency. Advice can also be found on their websites:

• EA – environment-agency.gov.uk.
• SEPA – sepa.org.uk/flooding
• Rivers Agency – riversagencyni.gov.uk

2. Have sandbags ready -your local council may be able to provide these -and boards ready to block doors, etc - do this in good time!

3. Keep your insurance policy documents in a water-tight bag in a safe place.

4. Keep a note of your insurer's Helpline number handy.

5. Prepare a 'Flood Pack' and make sure that everyone in your home or business knows where it is.
 
 
 
 

Smashing party
content home insurance quote uk •Cigarette burns to soft furnishings. Insurance company claim handlers are expecting their usual level of calls from policyholders reporting that their New Year’s Eve party celebrations didn’t go quite as smoothly as they had hoped according to leading insurer, Cornhill Direct Accidents at New Year’s Eve parties are relatively common and Cornhill Direct suggests that hosts should move as many of their possessions out of harms way as they can. •Wine spills on carpets. Read more...

 
 
 
 
The pack should include: torch, battery-operated radio (with spare batteries), first aid kit, warm clothes, blankets and bottles of water. Keep it in a safe place upstairs. If you have one, remember to take your mobile phone upstairs too, and keep it charged.

6. Think about where to park your car. Is it safe?

7. Be prepared to move furniture, paperwork and valuable items upstairs and out of danger. Remember to include items like photos that have high sentimental value and will be difficult to replace.

8. If you receive warnings of imminent flooding, be ready to switch off gas and electricity supplies but listen for advice on your local radio station. If water levels start to enter your home or business turn off the gas, and the electricity at the main fuse board.

9. Have a map of your local area handy. If you decide to evacuate, bear in mind that some local roads may already be blocked and impassable. Do not attempt to drive across flooded roads if you are able to drive round.

10. If your home or business is flooded, contact your insurance company as soon as possible. Insurance companies are there to help and will know what to do if you have been flooded.


Home contents insurance from MORE TH>N includes (as of 10th October 2005):

• £60,000 contents cover as standard (higher limits available on request).

• Up to £7,500 High Risk items cover for those valuable, more likely to be stolen possessions such as PCs, TVs, Cameras, Jewellery and Art (higher limits available on request).
 
 
 
 

Home is where the happiness is.
28 July 2005 The 'Quote Me Happy' insurance people Norwich Union have come up with some amazing facts regarding the way we feel about happiness and home-life. In a nationwide survey in which 2000 men and women were asked whether they considered their home to be happy, nearly all respondents said yes. However, least happy are the Moaning Minnies of London, where only 84% think their home is a happy one, with 16% claiming it isn't. content home insurance quote uk Read more...

 
 
 
 



• ‘New for old’ replacement of damaged or stolen goods.

• 24 hr Emergency Helpline – freephone support and advice available when it’s needed, 365 days a year.

• Up to £150 Emergency Repairs benefit – we will arrange for a competent and experienced contractor to make the repairs – also includes emergency overnight accommodation.

• Children’s College cover – as part of our standard cover, if a child is still living at home, their belongings in their college accommodation are protected (up to 15% of the sum insured).

• Moving Home cover - when moving home belongings are covered against loss or damage as long as professional removal contractors are used.

• Discounts for homeowners with security alarms, British Standard door and window locks and members of Neighbourhood Watch Schemes.


A typical MORE TH>N Business shop or office policy includes (as of 10th October 2005):

• Cover for your property (buildings and contents).

• Employee liability (£10 million limit of indemnity).

• Public Liability (£2 million limit with option to increase).

• Money cover to various limits.

• Small business risk surveyors.

• 24 Hr claims helpline.

• Access to free guidance on heath & safety, tax, PAYE and stress counselling.

• Discounts for risks with good claims histories and if your property is protected by CCTV.

• Option to pay by interest free instalments.

 
 
 
 

Pack your children off to university.
£60,000 contents cover as standard (higher limits available on request).Up to £7,500 High Risk items cover for those valuable, more likely to be stolen possessions such as PCs, TVs, Cameras, Jewellery and Art (higher limits available on request).‘New for old’ replacement of damaged or stolen goods.24 hr Emergency Helpline – freephone support and advice available when it’s needed, 365 days a year.Up to £150 Emergency Repairs benefit – we will arrange for a competent and experienced contractor ... content home insurance quote uk Read more...

The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts.
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