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BRITS SET FOR 5.5 BILLION SALES SPENDING SPREE.
home insurance brokers uk 2. UK adult population is 45.5million (ONS). Adults predict they will spend an average of £122.20 each in the 2006 sales = £5,560,100,000. In order to fund this discount shopping binge, 2.73 million people (6 per cent) asked relatives to give them cash or vouchers rather than gifts for Christmas. Specific purchases earmarked by shoppers include footwear, with more than one in five (21 per cent) Brits saying they want to pick up a brand new pair of shoes. Read more...

Brits Fork Out 1.7 Billion

 
 

All sorts of quirkiness
Seek insurance that confirms the insured will be given full replacement value should the need arise. Many musicians rely on the personal possessions section of their home contents policy to cover their instrument, only to find out after making a claim that the level of protection offered can be limited and often does not include risks such as unrestricted professional use or depreciation in value following repair. home insurance brokers uk Read more...

 
 
 
   
 
 
 

Brits Fork Out 1.7 Billion

Brits fork out 1.7 billion




More than a quarter (24 per cent) of British couples who married in last two years did so on foreign shores, forking out a total of £1.7billion* for the privilege, according to new research from Direct Line Home Insurance.

The research reveals a 15 per cent rise in overseas weddings in the last ten years, with a quarter (26 per cent) of those couples planning marriage in the next two years intending to do so abroad.

This compares with the one in ten (nine per cent) who headed off to foreign shores to get hitched between 1996 and 2001. 

However, for some these happy occasions have a downside. More than 43,000 (2 per cent)** arrived back from their overseas wedding to discover that they had been burgled.

 
 
 
 

Firework Ban.
Whilst talk of a ban might seem extreme, it does highlight the public’s increasing recognition of the need to be vigilant.” And it’s not just Bonfire Night itself that’s cause for concern. The survey also found that for six out of ten people the days running up to November 5th are a real concern. home insurance brokers uk Read more...

 
 
 
 
And as one in six (15 per cent) received their wedding gifts, worth an average of £1739, prior to jetting off, many lost their gifts without having the chance to enjoy them.

The desire to escape irritating relatives was one of the main reasons for marrying abroad, with more than a quarter (27 per cent) saying this is why they fled our shores.

Other motivations include guaranteed good weather (33 per cent) and the desire to roll wedding and honeymoon into one (39 per cent).

It also appears that foreign weddings are no longer the intimate affairs that they once were – more than two million people (six per cent) have recently been invited to an overseas wedding.

 
 
 
 

Danger lurks in Hell's Kitchen.
home insurance brokers uk If clothes do catch fire, "Stop, Drop and Roll" by dropping immediately to the ground and rolling over and over or back and forth to put out the flames. Churchill’s top five accident claims in the kitchen are:. Keep anything that can catch fire, such as dishtowels, paper or plastic bags, curtains, etc., at least three feet away from the range top. Remove the lids or other coverings from microwaved food carefully to prevent steam burns. Read more...

 
 
 
 

The Direct Line Home Insurance research also reveals that 63 per cent of those planning marriage in the next two years will marry in the UK, with their weddings costing them an average of £3,102 each.

Direct Line Home Insurance spokesperson Simon Ziviani comments:

“Affordable airfares, a sense of adventure and the drudgery of British weather mean that overseas weddings are more popular than they have ever been.

“It’s great that couples are choosing to reward themselves in this way, but it’s also extremely important that they make sure that their home contents are fully covered before they jet off.

“Our research tells us that nearly half (48 per cent) of newlyweds do not re-assess their home contents insurance after they marry. This is very unwise and means that many couples may receive a nasty surprise when they return from their dream wedding to find they have been burgled.”
 
 
 
 

Shop around for home insurance
A recent survey by esure.com found that Brits have increasingly valuable items in their homes as they indulge expensive gadgets. It also found that people seriously underestimate the value of the contents of their homes, making home and contents insurance low on their list of priorities. However, nearly half of consumers still seem to be doing so. home insurance brokers uk Read more...

 
 
 
 



Top five overseas wedding locations:

South Africa (6 per cent)

St Lucia (5 per cent)

Mauritius (4 per cent)

Las Vegas (4 per cent)

Antigua (4 per cent)


The research was carried out online from 3-6 March 2006. YouGov interviewed a total of 2,113 UK adults aged 18 and above. Results were weighted to be representative of the UK population.

* 1,688,050 were married in the last two years. Of these, 405,132 (24 per cent) were married abroad, at an average cost of £4,356. Therefore the total spent on overseas weddings in 2005 was 4,356 x 405,132 = £1,764,754,992.

** 2 per cent of respondents who were married abroad say that they arrived home to discover they had been burgled.

 
 
 
 

UK garden lovers
But this investment needs protecting. It offers up to £2000 of cover for contents of outbuildings - including garden sheds. A third of garden lovers (32%) bought new garden furniture and a third (31%) decorated their backyards with ornamental pots in the last 12 months. Just one percent of people with gardens regretted buying a wind chime, decorative flowerbed edging, and outdoor candles. home insurance brokers uk Read more...

The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts.
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