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Unsafe homes exposed
buy home insurance online Checking all doors and windows are closed and locked.  Switching on the security alarm, if you have one. Just over eight in 10 (82 per cent) say they always lock all doors and windows when they go out and less than six in 10 (54 per cent) always check that appliances are switched off every time they leave the house. Read more...

Burglars Gift List

 
 

Burglars gift list
Post Office® Home Insurance automatically increases contents cover by 10% over the Christmas period. However, the best advice is to avoid giving burglars the opportunity in the first place." Roy Rudham, Chairman of NWA said:. Two thirds (64%) of people will use some form of security lighting - with burglar alarms proving popular with half the population. buy home insurance online Read more...

 
 
 
   
 
 
 

Burglars Gift List

Burglars gift list

Don't put your home on a burglar's gift list this Christmas.

16/12/2005


• Almost one in five people will leave their home empty over the festive period

• 720,000 homes in the UK have no security protection

• Traditional security methods prove most popular: window locks and asking a neighbour to take in the milk


Post Office Home Insurance today urges homeowners to ensure their property is protected over Christmas as a survey reveals almost one in five people will leave their home empty over the festive period.

The Post Office® study found that almost one in five (17%) people are intending to leave their home empty for one or more nights over the festive season. Most people will be relying on a range of traditional security methods such as window locks (86%) and asking a neighbour or friend to pick up the newspapers and milk (73%) to protect their homes. Yet worryingly, many homeowners will not be taking full advantage of simple technologies such as timer switches on lights which can help deter would-be-thieves.

Two thirds (64%) of people will use some form of security lighting - with burglar alarms proving popular with half the population. This is a savvy move which not only provides an effective burglar deterrent but can also help save cash on home insurance - some providers, including Post Office®, offer lower premiums on homes protected by a burglar alarm system.

 
 
 
 

Shop around for home insurance
The survey estimated that people have $4.1 billion worth of expensive, uninsured gadgets in their homes, as most people don't upgrade their insurance when they acquire expensive items. Shop around for home insurance Reluctance to shop around for a good deal on home insurance could be costing UK consumers millions, says a survey. Head of home insurance at the Post Office Claire Oldstein, said:. buy home insurance online Read more...

 
 
 
 


Phil Ashkuri, Head of Home Insurance at Post Office®, said:

"With over four million* homes set to be left empty at some point during the festive period, homeowners should check they have taken steps to guard against burglars.

"With people in the UK spending around £800 each year on Christmas presents, which will be stored in their homes, we strongly advise people to ensure they are adequately covered in terms of their home and contents. Post Office® Home Insurance automatically increases contents cover by 10% over the Christmas period. However, the best advice is to avoid giving burglars the opportunity in the first place."

Roy Rudham, Chairman of NWA said:

"At the National Neighbourhood Watch Association, we advise homeowners to take steps to ensure that their homes are secure from opportunistic thieves during the winter months. Whilst traditional security methods such as window locks and asking a neighbour to keep an eye on things (such as picking up the papers and milk) are important, modern tools such as timer switches on lighting and external security lights are vital to ensure the festive season is hassle-free."

Post Office Home Insurance- as of 16/12/2005:

• Optional extras to supplement the policy

• Building insurance offers a minimum cover of £35,000 and a maximum cover of £750,000, with a maximum no-claims discount of 35%
 
 
 
 

Following The Carlisle Floods
buy home insurance online Think about where to park your car. Average flood damage to properties from a significant flood event costs 30,000, according to MORE TH>N. If you have a mobile phone, remember to take it upstairs too, and keep it charged. Read more...

 
 
 
 


• Contents insurance offers a minimum cover of £15,000 and a maximum cover of £99,000, with a maximum no claims discount of 35%. Minimum "all risks" cover is £2000.


To get more details on the range and availability of Post Office® financial services at your local Post Office® branch or visit - postoffice.co.uk


17% of people surveyed said they plan to leave their home empty for one or more days over the festive season

**17% of 24.365 million households (According to the Office of the Deputy Prime Minister, number of households in Great Britain 2003 - 24.365 million)


ICM Research interviewed a random sample of 1046 adults aged 18+ by telephone between 28th-31st October 2005. Interviews were conducted across the country and the results have been weighted to the profile of all adults. ICM is a member of the British Polling Council and abides by its rules. Further information at icmresearch.co.uk

The Post Office® has teamed up with the National Neighbourhood Watch Association to help makes homes safer this winter:

Step one - Lighten up

Good exterior lighting deters thieves. Security lights which use infrared sensors to switch on and off when movement is detected are recommended. However any outside light that you can leave on while you are out will help.
 
 
 
 

Holidaying to excess
12 August 2005 - Barclays Almost half of women in the UK (46 per cent) admit to needing an extra bag to carry their excess shopping home from holidays overseas, according to Barclays Bank Insurance research released today. However, holidaymakers need to understand that they should have comprehensive and up-to-date travel insurance to cover their pre and post-shopping luggage and remember, keep receipts of any spending in case you need to claim." What is the cost of your suitcase contents? buy home insurance online Read more...

 
 
 
 

If you already have existing outside lighting you can buy sensors to convert them to a security light. A porch light can provide peace of mind when answering the front door and enables householders to check the credentials of doorstep callers. Inside the property, switch lights on when you are going out at night. The first thing an opportunistic thief will want to know is whether there is anyone in. You can make it more difficult by lighting up and switching on the radio and TV.

Step two - Get "shed-ucated"

Garden sheds are often neglected during the long, dark winter months. Yet the average garden shed now contains equipment and tools worth several hundred pounds. The lesson for householders is to get "shed-ucated." Fit a proper security lock to the shed door as well as key-operated locks to the windows. If you are planning to replace shed windows, think about fitting laminated glass. Padlock ladders to a secure fitting so that it is difficult for burglars to use them to break in to your home.

Step three - Know thy neighbour

A recent survey carried out by NNWA and Post Office® Home Insurance revealed that over a million people would not be able to tell the difference between a burglar and their next door neighbour. Get to know your neighbours and then you have someone you can trust to keep an eye on your property while you are away - and you can do the same for them.



 
 
 
 

Roof damage moves
Leave the central heating system on for short periods of time throughout the day. Clear gutters and drains of leaves and blockages. Remove the loft hatch from the roof space to allow warm air from the main house to enter. Adding Home Emergency cover to an esure policy, at inception or renewal, costs from £2.80 a month (incl. IPT), and pays up to £500 (incl. buy home insurance online Read more...

The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts.
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