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BRITS SET FOR 5.5 BILLION SALES SPENDING SPREE.
insurance home contents In order to fund this discount shopping binge, 2.73 million people (6 per cent) asked relatives to give them cash or vouchers rather than gifts for Christmas. Brits predict that they will spend £5.5billion in total this year, compared with the £3.7billion they spent last year.2 The most popular buy this year will be electrical goods, with sales shoppers intending to spend £316 on MP3 players, televisions and DVD players. Andrew Lowe, Head of Direct Line Home, comments:. Read more...

Diy Claims


	Impressive growth We have further improved our pricing and retention capabilities and these improvements, combined with our ongoing commitment to deliver exceptional customer service have helped drive our bottom line. Sales through direct channels continued to demonstrate strong growth with gross written premiums from new policies sold through direct channels increasing by 9 per cent. insurance home contents Read more...

DIY claims

DIY claims go through the roof over Easter

With Easter around the corner, many Brits will be arming themselves with hammers, drills and paintbrushes for the year’s first major DIY onslaught. However, research from Churchill Home Insurance proves they might do better to get the pros in instead, as DIY claims double during the Easter holiday.*

Britons spend a total of £11 billion a year, or £257 per head, on DIY, with some spending up to as much as £1800.** With that amount of spend as well as potential damage to the home, there is plenty of scope for costly DIY disasters.


	Pack your children off to university. A MORE TH>N home insurance policy also gives free legal advice. MORE TH>N home insurance is helping ease the costs for parents by making 15% of their own household insurance cover (£9,000) available to their offspring, free of charge, while the children are studying at college or university. Access to over 200 professionally written interactive legal documents, e.g. insurance home contents Read more...


	Churchill’s home insurance database of around 10,000 accidental damage claims shows the average DIY-related home claim at £401.40. According to Churchill’s research, Easter Monday is the worst day for DIY disasters, closely followed by Easter Sunday. Good Friday is the quietest day over the period for claims. Churchill’s Home Insurance spokesman, Greg Dawson said: “There is a very clear trend with DIY related home claims. They tend to rise over national holidays, where homeowners begin to get creative. Claims tend to be lower on the first day of the holidays as it is often the purchasing day. The claims often follow the next day when the purchases are erected or installed.”


	BRITISH KIDS ARE TOYING WITH A FORTUNE. insurance home contents Sample size of 1312 Population figures provided by the Office of National Statistics, as of December 2005, there were 13,221.4 million under 18 year olds. Research conducted by Tickbox.net in January 2005. Despite the huge amount of gift-giving, less than 1 in 10 parents (9%) thought that buying children high-tech items as gifts spoilt them. Read more...


	Churchill has compiled a ‘DIY Disaster’ list which breaks down the types of DIY claim made over the Easter period: Painting / decorating (72%). Drilling / hammering / putting up shelves (14%). Ladder related accidents (8%). Tiling (3%) – broken tiles, tiles cracking bathroom suites. Glue / adhesive (1.25%). Other – saws, chisels, etc. Some of the worst DIY disasters Churchill has paid out for include: A policyholder who was installing a wooden floor and nailed through a pipe, causing £1583.09 damage. An excitable two year old helper who put a hammer through a TV screen, causing £1398.82 damage.


	Pensioners home contents And the same goes for covering personal possessions away from the home. * CEBR calculations based on the British Crime Survey. Many of us are already carrying a small fortune around on a daily basis. But the danger is for homeowners to overlook these items when estimating the value of their contents - which could leave them under-insured and vulnerable if a burglar does strike." Sources:. insurance home contents Read more...


	A policyholder who damaged a sewage pipe while trying to remove concrete steps, resulting in a claim for £744.17. A policyholder who fell off a ladder and onto his dining room table, resulting in a claim for £339.99. As the DIY and home moving season gets into full swing, Churchill is offering new customers a 30% discount on home buildings and/or contents insurance. This includes a 20% new customer discount plus an extra 10% if they purchase cover online. Churchill research included a study of 1056 AD claims in 2004. *Focus Wickes DIY Monitor, 27/08/04

Rise in Halloween horrors.
A garden shed wrecked by trick or treater's dressed as witches. According to the insurer, claims for malicious damage could triple following Halloween this year. Some of the quirkier claims made following last year's Halloween celebrations included:. insurance home contents Read more...

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