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Diamonds are a girls best friend.
home owner s insurance quotes If your engagement ring is worth more than £1,500 make sure you add it to your personal possessions cover. "However, if you are buying a ring or jewellery for your partner the best gift you can give is peace of mind. Research by Tickbox.net 26.1.06 - 30.1.06 carried out online of 1,566 UK adults aged over 16. So the average monthly salary for a full time employed male is £2284.40. Read more...

Brits To Bin 4 Billion In Festive Feasts This Xmas.

 
 

Unsafe homes exposed
But homeowners confidence is unfounded, it seems with reality painting a very different picture. Just over eight in 10 (82 per cent) say they always lock all doors and windows when they go out and less than six in 10 (54 per cent) always check that appliances are switched off every time they leave the house. home owner s insurance quotes Read more...

 
 
 
   
 
 
 

Brits To Bin 4 Billion In Festive Feasts This Xmas.

BRITS TO BIN 4 BILLION IN FESTIVE FEASTS THIS XMAS.



23rd December 2005

Despite feeling the pinch over the past year, almost two in five Brits (38 per cent) will be spending a whopping 4.4 billion on festive feasting this Christmas, but worryingly over a quarter (27 per cent) of Christmas food shopping will end up in the bin, according to a survey by Lloyds TSB Insurance.

The survey shows that despite having tightened the purse strings throughout the year, Brits are still prepared to push the boat out at Christmas time, with almost half (44 per cent) of adults saying Christmas excess is fine, as its a time to celebrate. But rather than enjoying all those hard earned tasty Christmas titbits, much of our festive food will end up being spoilt and wasted due to freezer breakdowns.

 
 
 
 

Creepy claims arise on Friday 13th.
Churchill’s breakdown of home claims on Friday 13th:. Figures released today from Churchill Home Insurance declared that accidents in the home rise by 17 per cent on Friday 13th. There was also the incident of a television and DVD player falling off their wall brackets. Spillages - 14 per cent of claims were blamed on spilt drinks/paint/household liquids. home owner s insurance quotes Read more...

 
 
 
 


Phil Loney, Managing Director, Lloyds TSB Insurance said: "Fridges and freezers are some of the hardest working appliances in the home and we rely heavily on them at this time of year. Our survey shows that nearly two in five (37 per cent) of Brits never have enough room to store all the Christmas food shopping. It's this overloading that can cause freezers to break, resulting in spoilt food and misery at Christmas dinner tables across the country. But by following our simple advice, you can greatly reduce the risk of freezer breakdown, and food and money wastage."

To help homeowners to keep their freezers working efficiently, Lloyds TSB Insurance has compiled an 'at a glance' freezer care guide.
 
 
 
 

MORETHAN DOES MORE
home owner s insurance quotes David Pitt, head of home insurance at MORE TH>N, commented:. MORE TH>N calculates its premiums based on a combination of factors reflecting each customer’s own individual circumstances e.g. MORETHAN DOES MORE 20/03/2006 Leading home insurer MORE TH>N is improving its home insurance policy by increasing its standard cover limits to provide even more protection to homeowners. MORE TH>N is the direct financial services arm of Royal & SunAlliance. Read more...

 
 
 
 
But should you still be unlucky enough to suffer from festive freezer meltdown, Lloyds TSB Insurance Home Solutions policy can help remove the financial strain - it offers freezer cover for spoilt food of up to 500.

Freezer Care Guide
The real ice. Don't allow ice to build up inside freezers. Defrost your freezer regularly according to the manufacturer's instructions.
Hotting up? Set your freezer to the correct temperature so that it doesn't need to work overtime. The optimum temperature is between minus 18 and minus 22 degrees.
If you can't stand the heat. Don't locate your freezer next to a heat source such as a cooker as it will need to overcompensate for the warm temperatures.
Fill her up! A well stocked - but not overstocked - freezer is more energy efficient.
 
 
 
 

Firework Ban.
“Personal safety and the potential for property damage is clearly an issue which concerns everyone on Bonfire Night. Over 4 million have been injured or have a family member that has been injured by a firework in the past Nine out of ten Brits believe that pets and wildlife suffer the effects of fireworks on Bonfire Night. The survey also found that for six out of ten people the days running up to November 5th are a real concern. home owner s insurance quotes Read more...

 
 
 
 

Just make sure nothing obstructs the door causing it to defrost.
Room to breath. Allow air to circulate freely around the freezer.
House-proud. Make sure the door seal is kept clean and disinfected.
Wrap up warmly. In the event of a power failure, keep the freezer door shut and cover the unit with blankets and duvets to keep the cold air inside.
Food safe. If you experience a power failure which lasts for more than eight hours the food will be spoilt - do not try to cook and eat it.

For more information on Lloyds TSB Home Solutions Insurance visit your local branch.

Notes:
1,949 adults were surveyed by Tickbox.net during November 2005.
Populations figures sourced from statistics.gov.uk

 
 
 
 

Surrey gardeners have greenest fingers.
However outside of London, Yorkshire and the North East are the two regions which spend the least on with less than 180 a year spent on DIY and gardens in these areas. "Our research shows that we spend a huge amount of time and money on our gardens and homes each year but many people never think of insuring their gardens even though they may have thousands of pounds worth of plants, garden furniture and garden tools. Surrey gardeners have greenest fingers. home owner s insurance quotes Read more...

The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts.
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