First time buyers warned

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Impressive growth
high value home insurance The results come as Lloyds TSB Insurance returns to TV for the first time since December 2004 with a new advertising campaign designed to reinforce its credentials as Britain's most popular home insurance provider and externally communicate its new visual identity. NOP Research Group Limited. Note 1 - As identified in the NOP Financial Research Survey six months ending June 2005. At the same time, claims fell by 17million to 197million and the claims ratio improved to 34 per cent. Read more...

First Time Buyers Warned


	Joy unluckiest person. “On the other hand Ruth tends to be gentle and quietly generous, she is willing to accept the blame; therefore by her nature she is keen to have a quiet life. This may lead her to be clumsy and careless, knocking things over, leaving taps running and forgetting to shut windows,” comments Christine Webber. In fact women dominate the mishap charts, with Diana and Tracey also suffering more claims than most. high value home insurance Read more...

First time buyers warned

FIRST TIME BUYERS WARNED NOT TO SHUN SECURITY

8 March 2006

With the start of the springtime home buying surge just around the corner, property prices may be the deciding factor for many prospective first time buyers, but with more than 750,000 homes1 burgled last year, Lloyds TSB Insurance is warning that security is one consideration that should not be left to chance. With figures showing that young people and homes without security measures are most at risk, those moving for the first time should pay particular attention to securing their properties.
Lloyds TSB Insurance has the following advice for first time buyers, to help them ensure their homes are as secure as possible:


	All sorts of quirkiness Look for a policy which will provide the widest possible cover with exclusions kept to a minimum. Find a policy that has a ‘no-fuss’ claims settlement (many household policies require you to shop around for a replacement instrument at the lowest possible cost, rather than allowing you to use your usual dealer, who you know will find you a replacement which suits you, not on which suits the insurance company). John Feaver, marketing manager for Allianz Cornhill Musical Insurance says:. high value home insurance Read more...


	Think like a burglar and ask yourself the following questions: are there high walls or shrubs obscuring the front of the house, do the windows have locks, is there a burglar alarm or security lighting there any aspects you don't like such as a secluded alley at the end of the garden? The back door can be particularly vulnerable. Make sure it's made of toughened glass, if glazed, and that it bolts at the top and bottom. Have an intruder alarm fitted. Don't leave anything a burglar could use to break in lying in the garden - for example, ladders or step ladders. If you have a garden shed, lock it with a combination lock. Look after your keys. Do not leave a spare key hidden outside the house and make sure you only give spare sets to people you can trust. Never label keys with your surname or address. Make sure you check door and window locks meet insurers' minimum requirements and if you're concerned, it may be worth replacing the front door locks.


	Diamonds are a girls best friend. high value home insurance "Many women could be in for something of a shock this Valentines day, as it seems they have different expectations from us men when it comes to engagement rings! Diamonds are a girls best friend. So the average monthly salary for a full time employed male is £2284.40. 13/02/2006 - PostOffice Home Insurance Press Release Men count the pennies when it comes to engagement rings. Future fiancés could be in for a shock on valentines day. Read more...


	Put off potential burglars by growing thorny plants up against the house. Contact the crime prevention unit at your local police station - they will check that your new home is secure and recommend extra safety measures. Make sure you get insurance before you start to move into your new home, so that you'll be covered during the move itself. Once you've moved in, don't leave anything outside (e.g. empty boxes) which might help burglars work out what valuables you have inside. Get to know your neighbours and consider joining your local neighbourhood watch scheme. Phil Loney, managing director Lloyds TSB Insurance, said: "Buying a home for the first time is stressful enough without having to worry about the threat of being burgled.


	Holidaying to excess Barclays data indicates that last year British shoppers spent at least 285million in Paris; 275million in New York and 250million in Dublin.* According to the survey by Barclays General Insurance, almost a quarter (23 per cent) of all holidaymakers surveyed admit to being forced to buy a new bag on holiday and one in five (20 per cent) admit to taking a spare bag with them to help carry home all their new purchases.** Adrian Grace, managing director of Barclays Insurance, comments:. high value home insurance Read more...


	First time buyers however are likely to be targets for property thieves - all the evidence shows that its young people and those that have only lived in a property for a short time that are most at risk. "It's clear that homes without adequate security measures are the most common targets for property crime, so first time buyers should take note and ensure they've put in place all the vital safeguards before they move in. Hopefully, the advice we're providing will help anyone buying their first home to stay secure, before, during and after the move." Anybody thinking of purchasing a new home can find out how much it would cost to insure by visiting Llyodstsb Insurance and enjoy upto 15% discount on home insurance purchased online. Notes: 1Figures from The Office of National Statistics, British Crime Survey 2006

Brits fork out 1.7 billion
YouGov interviewed a total of 2,113 UK adults aged 18 and above. It also appears that foreign weddings are no longer the intimate affairs that they once were – more than two million people (six per cent) have recently been invited to an overseas wedding. * 1,688,050 were married in the last two years. South Africa (6 per cent) St Lucia (5 per cent) Mauritius (4 per cent) Las Vegas (4 per cent) Antigua (4 per cent) The research was carried out online from 3-6 March 2006. high value home insurance Read more...

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