Following The Carlisle Floods

03 January 2006
MORE TH>N WARNS FURTHER ACTION IS NEEDED TO PREVENT SIMILAR INCIDENTS

The Great Floods of Carlisle in January 2005 were the worst on record for over 100 years.*
Five million people are at risk of flooding in the UK, of which 1.5 million are at high risk from flooding.*
Climate change could cause the number of people at high risk from flooding to rise from 1.5 million to 3.5 million.
Average flood damage to properties from a significant flood event costs 30,000, according to MORE TH>N.

It is one year on from the devastating floods in Carlisle (8/9 January 2005), which affected thousands of homeowners and businesses, many of whom are now re-building their lives back in their restored properties. These floods were the worst for a century and as concerns over climate change continue to grow, the issue of flooding needs to be tackled urgently in order to prevent future disasters of this scale.

David Pitt, Head of Insurance at MORE TH>N, comments, "The government has made real progress in addressing the issue of flood protection in England and Wales by including plans to raise investment in recent spending reviews, and acknowledging the role of the Environment Agency in the planning process. However, we can't afford to stop now, particularly with the potential for climate change to affect weather patterns drastically and cause disaster for homeowners and businesses in the future. It costs on average 30,000 after a significant flood event to get a home back to normal."

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Insurance companies are there to help and will know what to do if you have been flooded.


Pre and post flood guidance is available on the MORE TH>N website.

Notes:
*According to the Environment Agency
**ABI Report, Revisiting the Partnership: Five Years on From Autumn 2000.

The MORE TH>N Flood Report Saving Homes and Businesses: managing flood risk, is available on the media centre at morethan.com.

Home contents insurance from MORE TH>N includes:
60,000 contents cover as standard (higher limits available on request).
Up to 7,500 High Risk items cover for those valuable, more likely to be stolen possessions such as PCs, TVs, Cameras, Jewellery and Art (higher limits available on request).
'New for old' replacement of damaged or stolen goods.
24 hr Emergency Helpline - freephone support and advice available when it's needed, 365 days a year.
Up to 150 Emergency Repairs benefit - we will arrange for a competent and experienced contractor to make the repairs - also includes emergency overnight accommodation.
Children's College cover - as part of our standard cover, if a child is still living at home, their belongings in their college accommodation are protected (up to 15% of the sum insured).
Moving Home cover - when moving home belongings are covered against loss or damage as long as professional removal contractors are used.
Discounts for homeowners with security alarms, British Standard door and window locks and members of Neighbourhood Watch Schemes.