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Cost of running home
a plus car home insurance companies “The costs involved in running a home are rising. This makes it all the more important for homeowners to shop around in order to make sure they are getting the very best deals available, not just on home insurance but the collective running costs, everything from your mortgage to gas supply. Read more...

Footspas Bubble

 
 

Diamonds are a girls best friend.
This fits with the traditional ideal of an engagement ring being the equivalent of a man’s monthly salary, which is currently an average of 2284.40*. Tickbox.net is a leading market research organisation, carrying out consumer, corporate and niche market surveys online amongst a 50,000 + member panel. 13/02/2006 - PostOffice Home Insurance Press Release Men count the pennies when it comes to engagement rings. a plus car home insurance companies Read more...

 
 
 
   
 
 
 

Footspas Bubble

Footspas bubble

Footspas bubble to top esure's £3.1bn* useless gadgets list.

(27th September 2004)

Three quarters of UK adults spend, on average, £73.85 on household items they once believed would be invaluable but have rarely, if ever, used since, according to research by esure home insurance**.Esure's annual useless gadgets poll reveals the most pricey useless gadget in the UK is now the footspa. Costing on average £50 each and owned by one fifth of adults, the total value of unused footspas owned by UK homes now tops £450m***. The top five 'thought useful but hardly ever used' objects by value in 2004 is:


Item Total value of unused item***

Footspa 451m
Bread maker 431m
Sandwich toaster 377m
Electic knife 109m
Fondue set 86m.

With 40% of people refusing to get rid of these rarely-used gadgets, Britain's kitchen cupboards and homes are now bulging with useless goods worth £3.1bn*.

 
 
 
 

Burglars gift list
Get to know your neighbours and then you have someone you can trust to keep an eye on your property while you are away - and you can do the same for them. However, the best advice is to avoid giving burglars the opportunity in the first place." Roy Rudham, Chairman of NWA said:. You can make it more difficult by lighting up and switching on the radio and TV. Interviews were conducted across the country and the results have been weighted to the profile of all adults. a plus car home insurance companies Read more...

 
 
 
 
In terms of their home contents insurance cover, it could mean that thousands of people are, unknowingly, under estimating their contents value.

Nikki Sellers, head of esure home insurance, said: "It's easy to quantify all the things we love in our home and equally as easy to forget the value of the dust-gathering gadgets and objects that we never use. We would encourage everyone to keep an inventory of their home contents for insurance purposes."

Esure's poll also reveals that, for the second year running, the humble sandwich toaster is the item that most people admit to owning but rarely, if ever, using. The 2004 'white elephant list' is show below:

Ranking Item % of UK adults admitting to owning but not using the item**

1 Sandwich toaster 43
2 Electric knife 23
3 Vegetable preparation devices 20
4 Footspa 19
5= Bread maker 14
5= Fondue set 14
5= Electric tin opener 14
5= Soda stream 14
9 Pasta maker 6
 
 
 
 

Impressive growth
a plus car home insurance companies Net operating income improved by 26million as growth in income from home and motor business was partly offset by reduced broking commission payments from loan protection insurance reflecting the slowdown in unsecured consumer lending growth during 2005. Read more...

 
 
 
 

10 Coffee machine 2
11= Blender 1
11= Juicer 1

Nikki Sellers said: "This 'gadget mountain' of unused objects can't just be explained away by unwanted wedding and Christmas gifts. The popularity of internet shopping and browsing has probably played a large part in tempting people to purchase so-called labour saving devices, which, unfortunately, do not turn out to be as useful as originally thought."

Notes - Sources:

* £3.1bn is based on a population of 47.5m adults in the UK (source: National Statistics: Populations Trends, Summer 2004) and calculated from esure's research using an average of each price bracket. For example, 8%of people estimated they spent between £11 and £20 on white elephant items. That's 3,800,320 people (8% of adult UK population) spending on average £15.50 on white elephant goods - totaling £58,904,960. Once each price bracket was calculated in this way, the sum total came to £3,113,649,680.

 
 
 
 

Springs into action
Staff on the ground in Carlisle to monitor levels of damage. "Severe weather conditions call for swift action on our part and we're working fast to ensure that customers in affected areas are receiving help and support. If sending receipts for your damaged goods to your insurer make sure you keep a copy for your own records. Find out whether your policy covers temporary accommodation if your home has become uninhabitable. Springs into action INSURER SPRINGS INTO ACTION TO HELP FLOOD HIT HOMEOWNERS. a plus car home insurance companies Read more...

 
 
 
 


**The research was commissioned by esure home insurance and carried out by ICM Research Limited on 8th-9th September 2004. The base comprises 1,000 adults, aged 18+.

***Figures based on multiplying the average cost of the item by the number of people admitting to owning but not using the item calculated from the research and National Statistics: Populations Trends, Summer 2004. The average cost of each item was sourced from Argos, 2004. Figures have been adjusted for inflation.

Other gadgets;

Acupuncture Pen (£30): this stylish electric pen allows users to treat themselves with needles and pain.

Koolbabe (£80): this unique chiller/dispenser adapts to any size water bottle to dispense chilled water on tap.

Night Owl Keyboard (£60): this keyboard is not only splash-proof, ash-proof and crumb-proof, it also illuminates.

Water Clock (£13): a stylish clock powered by water instead of batteries or via a mains supply.






 
 
 
 

British Singletons are a nation of closet hoarders.
By only throwing away five per cent* of their wardrobe each year many are living in denial and underestimating the true cost of their entire wardrobe should they need to replace it. When men do decide to go shopping they spend more money per visit. Barclays is urging singletons to be aware of how much they stand to lose if they are not adequately insured. a plus car home insurance companies Read more...

The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts.
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