Home security lapses revealed

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Rise in Halloween horrors.
home insurance shopping Wallpaper soiled with egg yolk. A carpet stained by blood - fake presumably. A wall damaged by Halloween spray paint. A carpet burnt by the flame in a pumpkin thrown into a hallway. Read more...

Home Security Lapses Revealed


	Firework Ban. All figures are based on the current UK population of 59.8m (Source:. Despite this, the research shows that nearly eight out of ten people are worried about hurting themselves or a family member on Bonfire Night. Whilst talk of a ban might seem extreme, it does highlight the public’s increasing recognition of the need to be vigilant.” And it’s not just Bonfire Night itself that’s cause for concern. home insurance shopping Read more...

Home security lapses revealed

27 September 2005
Perceptions of Brits as a nation of security conscious homeowners are trounced today.

New research by Privilege Home Insurance reveals that while three quarters (75 per cent) of people who own or rent a home claim the safety of their home is very important to them and four in 10 are confident that their home is as safe as it can be, their behaviour suggests otherwise.

The Privilege research reveals British homeowners’ top ten safety and security lapses are: Over three quarters (76 per cent) don’t have a burglar alarm or have one but don’t always turn it on before they go out.

Six in 10 (59 per cent) don’t always ask a tradesman for identification.

Almost half 48 (per cent) don’t bother leaving a light on when away from home.


	Tie the knot with confidence. David Pitt, Head of Insurance at MORE TH>N commented:. ‘New for old’ replacement of damaged or stolen goods. Children’s College cover – as part of our standard cover, if a child is still living at home, their belongings in their college accommodation are protected (up to 15% of the sum insured). Moving Home cover - when moving home belongings are covered against loss or damage as long as professional removal contractors are used. home insurance shopping Read more...


	Over four in 10 (46 per cent) don’t always check that appliances are switched off every time they leave the house. Just over a third (37 per cent) would not bother to have the locks changed if they lost their keys. 27 per cent leave spare keys outside their house e.g. under a mat; Over a quarter (27 per cent) do not possess a smoke alarm and those that do, don’t check it regularly. Almost a quarter (23 per cent) smoke in their home or allow others to. Nearly one in five (18 per cent) say they don’t always lock all their doors and windows when they go out. One in six (14 per cent) have no idea how many people have keys to their home. Despite the major gap between perceptions and reality around household safety and security, almost nine in 10 (89 per cent) of those quizzed believe that homeowners that take safety precautions seriously, such as fitting locks, alarms and other measures should pay lower insurance premiums.


	Parents are a cause for conecern. home insurance shopping The survey was carried out online. Seven per cent have forked out money to help their parents with home maintenance, shelling out over £363 million in the last year alone. Results were weighted to be representative of the GB population. In a bid to help their elders, one in 10 of the country’s grown up children (eight per cent) make sure they are with their over 60s parents when tradesmen carry out repairs, with 11 per cent conducting their own regular house checks. Read more...


	However, a surprising and worrying finding reveals that one in five (17 per cent) do not have a home insurance policy. Ian Parker, Managing Director of Privilege Home Insurance says: “The gap between people’s perceptions about safety consciousness and the reality is considerable. It seems that many of us are convinced that our homes are safe and yet we are not taking the necessary precautions to keep our homes secure. “We want to remind people of some simple steps to take to ensure their homes are protected. Our research reveals that many people still don’t have home insurance, but the good news is that the 76 per cent of those quizzed that have not claimed on their policy for four years could be saving money immediately as they qualify for our guarantee to beat home insurance renewal quotes for those with four or more claim-free years.,.”


	BRITS BAN HOME PARTIES Check for broken or cracked sockets, frayed or bare wires, or loose connections, and be sure to turn off all lights and decorations before going to bed to prevent them from shorting and starting fires. Ensuring your home contents insurance is in place can help safeguard your property and your wallet if things do get messy." Lloyds TSB Insurance is offering the following advice to help minimise the risk of Christmas domestic damage:. home insurance shopping Read more...


	To ensure people keep their homes as safe and secure as possible, Privilege Home Insurance has created a simple ‘Don’t leave home without…’ checklist. Don’t leave home without: Checking all doors and windows are closed and locked. Switching on the security alarm, if you have one. Checking all gas and electrical appliances are switched off and not left on standby. Placing valuables in a safe place. Ensuring fires and candles are extinguished. Notes: This news story applies to the UK. The research was conducted between 26th and 30th August 2005. YouGov interviewed a sample of 2763 individuals in the UK. The survey was carried out online. Results were weighted to be representative of the known profile of population from the 2001 Census.

Creepy claims arise on Friday 13th.
A study of all 2004 home insurance accident claims found that there was a significant increase on the two Fridays that fell on the 13th - suggesting that Brits should take extra care around the house this Friday. The Friday 13th claim figure rise was generated by comparing to an average daily claims figure for 2004. Lost - many items go missing on Friday 13th, with 16 per cent of claims for lost possessions, including jewellery, cameras and bags. home insurance shopping Read more...

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