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Avoid rodent invasion
home owner insurance lowest rate Qualified pest specialists:. A 24-hour helpline to report the pest problem and gain advice or reassurance. To prepare you ahead of the cold snap - esure.com offers homeowners some top tips to prevent a rodent infestation and safeguard their homes from structural and contents damage, and protect themselves from encountering health problems through the diseases they carry and the allergic responses they can trigger. Read more...

Homeowners To Fork Out

 
 

Cost of running home
“We’ve produced a free guide available at www.sainsburysbank.co.uk/homeguide which looks at how homeowners may be able to reduce the cost of running their home.” Area of cost (1) 2003/04 (estimated costs) 2006 (estimated costs) Mortgage £5,054(3) £5,928(3) Alterations and improvements £1,185(3) £1,257(3) Council tax £908(4) £1,056(4) Gas £329(5) £522(5) Maintenance and repairs £427(3) £393(3) Electricity £256(5) £338(5) Water and sewerage £250(6) £294(6) Home insurance £250(3) £260(3) Total £... home owner insurance lowest rate Read more...

 
 
 
   
 
 
 

Homeowners To Fork Out

Homeowners to fork out

Homeowners set to fork out 17 billion in winter repairs.

3 December 2005

Winter costs homeowners in the United Kingdom £16.7* billion every year, Direct Line Home Insurance has revealed.

Damage caused by each winter’s icy blasts costs the average home in the country £693.36 to repair each year.

It found the cost quickly totted up when you took into account the kind of chaos freezing temperatures and gale-force winter winds can bring.

Cracking pipes, flooded homes, cracks in the walls, slates blown from roofs and blocked drains and gutters all sent the winter repairs soaring. The biggest cost being damaged pipes, which cost £2,250 to repair.

A total of 51.4 per cent of men and 59.8 per cent of women had forked out up to £5,000 to repair damaged to their gardens, including fences blown over and smashed garden furniture.

 
 
 
 

Joy unluckiest person.
“Joy tries to live up to her name; the likelihood is that she is energetic and enthusiastic in all that she does. “On the other hand Ruth tends to be gentle and quietly generous, she is willing to accept the blame; therefore by her nature she is keen to have a quiet life. Churchill’s Head of Home Insurance, Martin Scott said, “Our data does show that some names suffer much worse than others, but location, age and type of home are often better indicators. home owner insurance lowest rate Read more...

 
 
 
 


Nearly one person in five has experienced a flooded garden, house or garage and 91.4 per cent of men and 93.9 per cent of women had forked out at least £100 to replace damaged plants.

A third of people have had to repair their roofs over the winter, with more than one in ten of them spending up to £250 to sort it out.

More than half of 3,000 people questioned said they worried that their home was more prone to damage over the coldest season.

But a staggering 59 per cent of men and 63.6 per cent of women took no measures to protect their home.

The Welsh are far more concerned about winter damage in their homes than anywhere else. 46.9 per cent of people believed their house was “definitely” more at risk of damage.

In the rest of the country, the average of those who believed their home was more at risk was only 27 per cent.
 
 
 
 

White elephant gadgets.
home owner insurance lowest rate We are officially a nation of hoarders:. Esure.com’s annual ‘Useless gadgets’ poll, commissioned by ICM, reveals that the sandwich toaster tops the ‘white elephant’ list for the third year running – that’s around £315m ** worth of abandoned toastie makers in UK homes. This figure includes - measured by esure.com for the first time this year - £4.1bn on gifts for friends and family that end up gathering dust. Read more...

 
 
 
 


The least concerned about damage to their homes over the winter were those in the south west, with just 19.2 per cent concerned about the seasonal damage.

The most cautious were the Geordies with 53.6 per cent of families taking measures to defence their homes against the ravages of the cold weather.

Scotland proved itself the frozen north, with nearly one in five homes having burst or frozen pipes. With only 4.3 per cent of households in the North West suffering the same problem.

The leakiest gutters were in the West Midlands, with almost 40 per cent of homes dripping when it rains, with 15.6 per cent happy to let them continue dripping.

The West Midlands also came out top in the blocked drains table, with 37.5 per cent spending up to £500 getting drains unblocked.

 
 
 
 

Dont be green
Install security lights and alarms, where needed, as a deterrent. It also strongly advises gardeners to make sure their garden equipment is covered by a home insurance policy protecting the possessions and contents of both house and garden. Gardeners should also take care not to leave tools lying around outside the home, as these can be used to force entry into the house itself. If you are outside cleaning the car, don't leave your keys in the ignition. home owner insurance lowest rate Read more...

 
 
 
 


Nearly three-quarters of gardens in the West Midlands had also been damaged, compared to 43.3 per cent in London.

Yorkshire and Humber homes were worst off from the winter winds, with 40 per cent of homes suffering roof damage costing up to £5,000, compared to just 24.1 per cent in the South East.

A quarter of homes in low-lying East Anglia had suffered from flooding, with 4 per cent spending a whopping £5,000 on repairs.

Nationwide, 62.2 per cent of homeowners take no action at all to protect their property.

Simon Ziviani from Direct Line Home Insurance warns,

“With sever weather predicted this winter, Direct Line is advising homeowners to prepare and protect their homes and particularly those in high risk areas".

Direct Line Insurance plc. Authorised and regulated by the Financial Services Authority.




 
 
 
 

Diamonds are a girls best friend.
Diamonds are a girls best friend. Tickbox.net is a member of the BMRA (British Market Research Association), follow the codes of the MRS (Market Research Society) and are fully registered and compliant with the Data Protection Registrar, as well as being the preferred supplier of the PRCA (Public Relations Consultants Association.) * According to ONS the average gross weekly earnings of a full time employed male in 2005 were £571.10 a week. Future fiancés could be in for a shock on valentines day. home owner insurance lowest rate Read more...

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