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Surrey gardeners have greenest fingers.
home insurance quotes tesco Over 50 million is expected to be spent as gardeners are inspired by the Chelsea Flower Show and the prospect of a long weekend with, hopefully, some fine weather. Outside of the South East, Somerset and Frome and Tiverton and also see large sums spent on gardens and home improvements. 26 May 2006 - Barclays People in the South East have the greenest fingers in the UK, spending the highest amount of money on visits to garden and DIY stores, according to research by Barclays Home Insurance. Read more...

Impressive Growth

 
 

It's all in the stars!
According to research from esure.com home insurance, Pisceans, Cancerians and Scorpios - known for their powerful emotions and sensitivity - are the most likely to suffer from flooding in the home from burst pipes, frozen pipes, and escaping water from washing machines, dishwashers, cold water storage tanks and even fish tanks. Nikki Sellers, Head of Home Insurance at esure.com, said:. home insurance quotes tesco Read more...

  
 
 
   
 
 
 

Impressive Growth

Impressive growth

24/06 27 February, 2006

Reporting alongside Lloyds TSB Group, Lloyds TSB General Insurance today reported an impressive double digit increase in Profit Before Tax of 22 per cent or 37million in 2005. The results demonstrate the impact of a series of initiatives underpinning the insurer's strategy.
Profit growth has been driven by enhanced sales through direct channels, improvements in business retention activities reflecting higher levels of customer satisfaction and improvements in operational efficiency. Net operating income improved by 26million as growth in income from home and motor business was partly offset by reduced broking commission payments from loan protection insurance reflecting the slowdown in unsecured consumer lending growth during 2005. At the same time, claims fell by 17million to 197million and the claims ratio improved to 34 per cent.

 
 
 
 

BRITS TO SPEND 15.4 BILLION ON CHRISTMAS GIFTS… BUT NOT FOR
Relative Values Christmas League Relative - Average Spend/£ Wife 117 Girlfriend 102 Boyfriend 102 Daughters 101 Sons 99 Husband 89 Grandson 48 Granddaughter 45 Daughter-in-Law 42 Mothers 38 Son-in-Law 34 Fathers 32 Sister 26 Mother-in-Law 24 Father-in-Law 24 Brother 24 Grandmother 16 Grandfather 14 Research – The research was carried out online from 21-26 October 2005. home insurance quotes tesco Read more...

  
 
 
 

Sales through direct channels continued to demonstrate strong growth with gross written premiums from new policies sold through direct channels increasing by 9 per cent. Home internet sales were up 39 per cent while motor internet sales grew by 12 per cent.
Commenting on the year's achievements, Phil Loney, managing director, Lloyds TSB Insurance, said, "2005 has seen continued progress in the implementation of our strategy. Sales through direct channels have grown in an intensely competitive environment. We have further improved our pricing and retention capabilities and these improvements, combined with our ongoing commitment to deliver exceptional customer service have helped drive our bottom line.
  
 
 
 

BRITS WASTE 313MILLION ON UNAPPROVED BUILDING WORK.
home insurance quotes tesco Plan your budget – don’t take the risk of trying to guess the cost yourself. You can then work to an appropriate budget. “The extent of unapproved building work is extremely concerning, as are the number of homeowners who appear to be unaware of the rules. Discuss everything first – make sure you talk to your neighbours and local council early to avoid complications once works have begun. Read more...

  
 
 
 
Both our supply chain collaboration and claims reengineering programmes are delivering improved efficiencies which have helped underpin a reduction in the combined ratio for the 2nd consecutive year to 80.8 per cent."

Further progress has been made in respect of the insurer's corporate partnerships programme including a new distribution agreement secured with MORE TH>N during 2005.
The results come as Lloyds TSB Insurance returns to TV for the first time since December 2004 with a new advertising campaign designed to reinforce its credentials as Britain's most popular home insurance provider and externally communicate its new visual identity.
Commenting further, Phil Loney said, "The appalling floods in Carlisle at the beginning of 2005 demonstrated the strength of our customer services model. As the number one provider of home insurance in Britain (Note 1) we were the first to have customers back in their homes and are rightfully proud to have been voted the best insurance company in the UK by the people of Carlisle (Note 2).
  
 
 
 

Burglars gift list
The Post Office® study found that almost one in five (17%) people are intending to leave their home empty for one or more nights over the festive season. This is a savvy move which not only provides an effective burglar deterrent but can also help save cash on home insurance - some providers, including Post Office®, offer lower premiums on homes protected by a burglar alarm system. home insurance quotes tesco Read more...

  
 
 
 

It's this commitment to our customers which is delivering competitive advantage and driving new business."
Phil Loney adds, "We expect the softening personal insurance market to continue into 2006, and will maintain our focus on ensuring that new business acquired is profitable. We will focus on building new business levels for home insurance through the UK Retail Bank, developing new corporate partnering opportunities and on the successful launch of our new SAP claims software."

Notes:
Note 1 - As identified in the NOP Financial Research Survey six months ending June 2005. NOP Research Group Limited. All rights reserved.
Note 2 - Awarded Best Insurance Company by the people of Carlisle following a survey issued by Communities Reunited.

  
 
 
 

British Women Waste
And the figures are set to rise dramatically over the next few weeks. This means that each woman has £305** worth of clothes in their wardrobe that have not been worn in the last year – they could have bought a weekend break, a new TV or even a designer handbag with the money. Martin Scott, Head of Churchill Home Insurance said:. home insurance quotes tesco Read more...
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