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Avoid rodent invasion
apply home insurance quote uk Avoid rodent invasion Be prepared and avoid rodent invasion during March’s deep-freeze week, esure.com urges homeowners to protect their homes - not only from the cold - but also from unwanted guests (28 February 2006) esure.com - the first insurer to launch pest insurance for the removal of five common pests from the home – warns homeowners to take simple precautions to avoid a rodent infestation with temperatures set to plummet and the likelihood of snow set to rise. Read more...

Kids School Gear

 
 

Electric Guitars - a must have.
We have recently dealt with a claim for computer equipment used to make music that has been stolen from a musician’s house,” explains Michael. “Many people assume that cover under their home contents policy will fully protect a musical instrument but they need to check. apply home insurance quote uk Read more...

 
 
 
   
 
 
 

Kids School Gear

Kids school gear



Children will be taking up to 4.5bn* worth of sophisticated technology, sports gear and gadgetry back to school with them this September, says a new survey by Churchill Home Insurance.

Gone are the days when furry pencil cases, football stickers and yoyos were de rigueur classroom items. These days, kids hit school equipped with must-have accessories such as the latest mobile phones (50 percent), expensive trainers (44 percent) and high-tech MP3 players (10 percent), with the contents of an average school bag estimated to be worth around 450.

Even the humble school bag has received an upgrade, with 15 percent of parents saying their kid's school bag is worth 30 or more.

 
 
 
 

Winter can drain cash.
“Home Assistance cover is there for unexpected domestic emergencies, which, if not dealt with promptly, would cause more damage, unreasonable discomfort or difficulties for policyholders and their families or render their homes unsafe.” Some of the worst domestic emergencies such as floods and roof damage can make homes uninhabitable. When a cold snap bites, overworked central heating systems break down and pipes freeze. apply home insurance quote uk Read more...

 
 
 
 
The same percentage of parents even admitted they would buy their kids a designer label school bag if brands like Louis Vuitton or Gucci started making them.


Churchill Insurance has compiled a list of what kids take to school with them and the potential costs involved:





SCHOOL BAG ITEM




AVERAGE COST







Pay-as-you-go mobile




100







MP3 Player




150







Trainers




50







Gameboy Advance




70







Games




30 each







Football Boots




30







School Bag




20







TOTAL




450





 
 
 
 

Impressive growth
apply home insurance quote uk Sales through direct channels have grown in an intensely competitive environment. We have further improved our pricing and retention capabilities and these improvements, combined with our ongoing commitment to deliver exceptional customer service have helped drive our bottom line. Read more...

 
 
 
 

Martin Scott, Head of Churchill Home Insurance, said: "Our findings show that in just 12 months, the value of children's school bags has risen from 400 to 450, an increase of nearly 15 percent. Infact, parents don't realise that a two-child family could now have nearly a thousand pounds worth of possessions to replace should the children suffer loss or theft."
Thirty-five percent of 10 to 15-year-olds have been victims of at least one personal crime such as assault, robbery or theft** and Churchill Home Insurance has compiled a list of the most stolen items at school***:





STOLEN ITEMS




PERCENTAGE







1. Mobile Phones




36 %







2. Bicycles


 
 
 
 

Brits fork out 1.7 billion
* 1,688,050 were married in the last two years. “It’s great that couples are choosing to reward themselves in this way, but it’s also extremely important that they make sure that their home contents are fully covered before they jet off. It also appears that foreign weddings are no longer the intimate affairs that they once were – more than two million people (six per cent) have recently been invited to an overseas wedding. apply home insurance quote uk Read more...

 
 
 
 




26 %







3. Electronic Gadgets




16 %







4. Clothing




12 %







5. Sports Equipment




10 %






Scott concluded: "Parents can cover loss or theft of a child's property by taking Personal Possessions cover, an optional extra to their contents policy. We would encourage all home-owners to take this extra protection, which provides cover for all possessions away from the home, not just those with the children."

*Based on number of schoolchildren in the UK in 2004 (10,094,600) and the estimated average cost of the contents of a schoolbag

**Home Office Survey, 2003

*** Churchill Home Insurance Claims Data

 
 
 
 

Barclays price challenge.
Only one 25 of Capital Bonds vouchers and one price match up to a maximum of 475 will be made per household. If their existing policy is actually cheaper 'we will match the price' and give them a 'Capital Bonds voucher for 25'. 24 November 2005 - Barclays The Barclays Home Insurance price challenge offer has proved so popular with customers that it is being extended. apply home insurance quote uk Read more...

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