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Cost of running home
lowest home insurance As well as being competitive on price, the bank also offers an extensive range of cover and benefits, which it has recently enhanced.   Additional features now include:. Read more...

Morethan Does More

 
 

Wossy's home
Who would you be most happy looking after your home while you're away? The multi-millionaire Beckhams' home however was judged as being unhappy with a tragic 1% rating. In the survey of 2000 men and women, cartoon favourites Homer and Marge Simpson beat the likes of Richard and Judy in the happy home stakes. Predictably the miserable fictitious Slater family from BBC TV's EastEnders scored the lowest figure. lowest home insurance Read more...

 
 
 
   
 
 
 

Morethan Does More

MORETHAN DOES MORE



20/03/2006

Leading home insurer MORE TH>N is improving its home insurance policy by increasing its standard cover limits to provide even more protection to homeowners.

From this week, MORE TH>N is increasing the total contents cover under its home insurance policy from £60,000 to £75,000, immediately giving customers 25% extra cover.

In addition, new and existing customers will now benefit from £2,000 of cover for plants (up from £1,000) and £2,000 of cover for outdoor contents such as garden furniture and children’s toys (up from £750).

David Pitt, head of home insurance at MORE TH>N, commented: “Customers expect their insurer to protect them from under-insurance.

 
 
 
 

Pensioners home contents
Couples with grown up children - the next generation of retirees - are the biggest spenders on accessories for the home in the UK. Small ipods, hand-held Playstation2s, digital cameras - all things techie are getting smaller, increasingly sophisticated, and ever more desirable. And the same goes for covering personal possessions away from the home. lowest home insurance Read more...

 
 
 
 
By raising our cover by 25% and increasing the limits for plants and outdoor contents, MORE TH>N customers can rest assured that we are doing everything we can to help make sure that they’re fully protected, now and in the future.”

Low inflation coupled with a stable economy has led to increased consumer spending on items such as electrical goods and kitchen and bathroom improvements. 80% of people now own a DVD player, just ten years since they were first produced, and already 10% have iPods just four years after launch. The total value of people’s home contents has increased simply because they have a lot more possessions, and MORE TH>N has moved to reflect this by enhancing its standard cover limits.

Comparison of competitor cover limits (as of 20/03/2006)



Insurer


Contents cover limits


Plant limits


 
 
 
 

Nobody home
lowest home insurance An Englishman's home is no longer his castle, but instead more of a hotel, according to research from leading home insurer MORE TH>N. One fifth (20%) of people admit to often ordering food in or eating take-aways, and more than two thirds (68%) don't get home in time to cook a regular evening meal every night. Read more...

 
 
 
 

Contents in open limits




MORE TH>N


£75,000 (given automatically)


£2,000


£2,000




Direct Line


£15,000 plus (exact limit has to be specified by the customer)


Nil


£1,000




Churchill


£40,000 (given automatically)


Nil


£250




NU Direct


£15,000 plus (exact limit has to be specified by the customer)


Nil


£250




Esure


£12,500 plus (exact limit has to be specified by the customer)


£1,000


£1,000




Source: Aequos Data, March 2006

 
 
 
 

Brits plan billion pound World Cup shopping spree.
The research was carried out online between 28 April – 2 May 2006. lowest home insurance Read more...

 
 
 
 


According to figures from MORE TH>N a typical family home has £1,510 worth of garden furniture, £400 of garden tools and £360 of sports/hobby equipment in a shed or garage that can often be left outside in a garden.

MORE TH>N calculates its premiums based on a combination of factors reflecting each customer’s own individual circumstances e.g. the type of property they live in and the number of bedrooms it has. This way it is able to charge competitive prices and give the peace of mind of £75,000 worth of cover.

Notes:

MORE TH>N is the direct financial services arm of Royal & SunAlliance. It offers motor, home, pet, travel and life insurance as well as a credit card via the internet and by phone. It also offers van, shop, office, business car, hotels, property, club and contractor insurance direct to small businesses.

 
 
 
 

Holidaying to excess
These are backed up by service guarantees and improved access and distribution. However, holidaymakers need to understand that they should have comprehensive and up-to-date travel insurance to cover their pre and post-shopping luggage and remember, keep receipts of any spending in case you need to claim." What is the cost of your suitcase contents? lowest home insurance Read more...

The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts.
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