Pack your children off to university.



16th August 2005 £9,000 of contents cover and FREE legal helpline for policyholders’ children at university. Online legal documents, legal fees and mediation services also available to students, for example should they get into a dispute with a landlord (as part of the legal services add-on). Save £163 compared to the average cost of a specialist student policy. 1

With the rising costs of student fees and accommodation, parents can face a huge financial burden when their children go away to university. MORE TH>N home insurance is helping ease the costs for parents by making 15% of their own household insurance cover (£9,000) available to their offspring, free of charge, while the children are studying at college or university.

Student houses are one of the most common targets for burglars due to their relatively poor security and are quite often filled with high value items such as computers and mobile phones. The average student has £4,000 worth of contents 2.

A MORE TH>N home insurance policy also gives free legal advice.

MORETHAN DOES MORE
“Customers expect their insurer to protect them from under-insurance. It also offers van, shop, office, business car, hotels, property, club and contractor insurance direct to small businesses. MORE TH>N is the direct financial services arm of Royal & SunAlliance. 80% of people now own a DVD player, just ten years since they were first produced, and already 10% have iPods just four years after launch. buildings insurance home insurance house insurance Read more...

Fear of theft
buildings insurance home insurance house insurance Fear of theft FEAR OF THEFT STRIKES THE I-POD GENERATION. Phil Loney, managing director, Lloyds TSB Insurance, said:. This compared to just three per cent in Wales and the South West and two per cent in the North West. Among the quirkier belongings were darts, Mont Blanc pens, a silver propelling pencil and even a dog. One in ten (12 per cent) carry items worth up to 400, compared to just six per cent of the wider population. Read more...

BRITS SET FOR 5.5 BILLION SALES SPENDING SPREE.
04/01/2006 Brits will make up for a quiet Christmas on the High Street by splashing out £1.7billion1 more in this year’s January sales than they did in 2005, according to new research from Direct Line Home Insurance. 2. UK adult population is 45.5million (ONS). Other popular items include woolly jumpers and other knitwear (10 per cent) kitchenware (8 per cent), digital cameras (6 per cent) and DVD players (5 per cent). buildings insurance home insurance house insurance Read more...

Source, Endsleigh Insurance

2 According to Endsleigh Insurance, September 2004.

Home contents insurance from MORE TH>N includes (as of 16th August 2005): £60,000 contents cover as standard (higher limits available on request).Up to £7,500 High Risk items cover for those valuable, more likely to be stolen possessions such as PCs, TVs, Cameras, Jewellery and Art (higher limits available on request).‘New for old’ replacement of damaged or stolen goods.24 hr Emergency Helpline – freephone support and advice available when it’s needed, 365 days a year.Up to £150 Emergency Repairs benefit – we will arrange for a competent and experienced contractor to make the repairs. This also includes emergency overnight accommodation.Children’s College cover – as part of our standard cover, if a child is still living at home, their belongings in their college accommodation are protected (up to 15% of the sum insured).Moving Home cover, when moving home belongings are covered against loss or damage as long as professional removal contractors are used.