Pensioners home contents

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The morning after.
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Pensioners Home Contents


	Faster Gadget Entry Personal possessions cover can also be added on for an average of £30 per annum so that the items carried around on a daily basis will be covered against loss and theft. Children’s College cover – as part of our standard cover, if a child is still living at home, their belongings in their college accommodation are protected (up to 15% of the sum insured). contents home insurance online quote Read more...

Pensioners home contents

(18 July 2005)

The traditional image of granny will soon become a thing of the past as today's tech savvy 'middle-agers' enter retirement fully embracing the wonderful world of technology. Research from esure home insurance shows that the value of hi-tech gadgets in pensioner households could increase by nearly 400% in the next 20 years as they fill their homes with the latest gizmos - such as MP3 players, laptops and satellite navigation systems.

Today single pensioner households contain only one tenth the value of technology items compared to family homes. But this is set to change according to esure's 'homes of the future' report - an in-depth analysis into the insurance needs of tomorrow's households carried out by the Centre of Economic Business Research (CEBR).

'Middle-agers' are the big spenders.

Couples with grown up children - the next generation of retirees - are the biggest spenders on accessories for the home in the UK.


	British Singletons are a nation of closet hoarders. When men do decide to go shopping they spend more money per visit. Barclays offers Home Insurance and Contents cover at competitive prices that offers value for money you can rely on. Those people who are not married or in a relationship and living with a partner). Victoria Beckham had a six per cent vote*. contents home insurance online quote Read more...


	This factor will certainly shape the look and contents of pensioner homes of the future. These couples are the highest spenders on computers and DVD players - almost £550 per year. They also have the highest value of appliances in their homes (such as microwaves, dishwashers, TVs and washing machines) compared to all other households, totaling almost £1,300 per year. It is little surprise that this group is the most likely to take out home insurance to cover all their purchases - more than 90% of couples with grown-up children are insured. A burglar's paradise - more pocket-sized gadgets. Small ipods, hand-held Playstation2s, digital cameras - all things techie are getting smaller, increasingly sophisticated, and ever more desirable. This minaturisation is great news for burglars - as many items can slip into their pockets with ease, especially if they are left lying around on a bedside table or a kitchen counter.


	Holidaying to excess contents home insurance online quote A Limit of 250 applies per item and up to 250 in total for all valuable items (this applies for golf equipment). The survey from Barclays also revealed:. There is also a 50 excess. Barclays General Insurance is available at over 2,000 branches, the telephone and the internet which features a 'quote and buy' facility. Read more...


	So with the chance of being burgled at 1 in 24*, it's vital to be properly insured.Value of pensioners' hi-tech home contents set to rise 400% in 20 years, says esure. And the same goes for covering personal possessions away from the home. Gadgets and gizmos are now well and truly handbag-sized. Many of us are already carrying a small fortune around on a daily basis. It's crucial to have ample cover to replace 'portable belongings' in case they are lost or stolen whilst out and about. Looking at the nation as a whole, the report also predicts a dramatic rise in the number of household gadgets cluttering up UK homes over the next 10 years - up by a staggering 60%. Nikki Sellers, Head of Home Insurance at esure, said: "We've all witnessed the online silver surfer phenomenon and will soon be entering the era of the grey-haired gadget-loving granny.


	BRITS TO SPEND 15.4 BILLION ON CHRISTMAS GIFTS… BUT NOT FOR The average British parent predicts they will spend £137 on each child - that’s 60 per cent more than today’s over-50s spent on their youngsters at Christmas 4. “Our research tells us that large numbers of people will be leaving their homes vacant in the period between Christmas and New Year, with 34 per cent away on Boxing Day and 33 per cent elsewhere at New Year. Install a movement-activated lighting system at the front and back of the home and a timed lighting system inside the house. contents home insurance online quote Read more...


	Couples with grown-up kids - the biggest spenders on household goods and gadgets - will retire in homes that are incomparable to those of today's pensioners." "As the list of must-have gadgets lengthens, the value of what's inside all our homes is rising fast. And in this age of minaturisation, it's important for expensive gizmos to be tucked away into drawers, cupboards and handbags, out of sight of burglars. But the danger is for homeowners to overlook these items when estimating the value of their contents - which could leave them under-insured and vulnerable if a burglar does strike." Sources: CEBR (Centre of Economic Business Research) - an independent economics and business research consultancy - produced an analysis of the insurance needs of tomorrow's households for esure in March 2005. It is the first piece of research to systematically analyse how changes in society and lifestyles will influence insurance needs. * CEBR calculations based on the British Crime Survey.

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David Pitt, head of home insurance at MORE TH>N, commented:. The type of property they live in and the number of bedrooms it has. It offers motor, home, pet, travel and life insurance as well as a credit card via the internet and by phone. In addition, new and existing customers will now benefit from £2,000 of cover for plants (up from £1,000) and £2,000 of cover for outdoor contents such as garden furniture and children’s toys (up from £750). contents home insurance online quote Read more...

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