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Brits plan billion pound World Cup shopping spree.
insurance company home page YouGov interviewed 2458 UK adults aged 18 and over. Total spend – 2,748,811 x 369.73 = £1,016,317,976. Brits plan billion pound World Cup shopping spree. Read more...

Roof Damage Moves

 
 

Fear of theft
Two in five (38 per cent) of those aged 16-24 said they felt at risk, as did a third (30 per cent) of 24-34 year olds. Fear of theft FEAR OF THEFT STRIKES THE I-POD GENERATION. Among the quirkier belongings were darts, Mont Blanc pens, a silver propelling pencil and even a dog. It's the younger 'i-Pod generation' that is feeling the most at risk of crime, and with many carrying phones and MP3's as well as cash, the fear is unsurprising." Phil Loney added:. insurance company home page Read more...

 
 
 
   
 
 
 

Roof Damage Moves

Roof damage moves

Heating failure is the most common home emergency, according to internet and telephone insurer, esure. Research carried out by esure Home Emergency reveals that nearly half (46%) of households who call about a home emergency do so because of problems with their main central heating system.


Claims in the last two years for roof damage have shot up and are now the third most common home emergency. This could be due to the recent storms in the first two weeks of January - maybe a result of climate change which has seen an increase in not only the likelihood but also the severity of storms in the UK.

 
 
 
 

Home security lapses revealed
Over four in 10 (46 per cent) don’t always check that appliances are switched off every time they leave the house. Under a mat; Over a quarter (27 per cent) do not possess a smoke alarm and those that do, don’t check it regularly. However, a surprising and worrying finding reveals that one in five (17 per cent) do not have a home insurance policy. Almost half 48 (per cent) don’t bother leaving a light on when away from home. insurance company home page Read more...

 
 
 
 

The table below shows the top home emergencies, based on esure's Home Emergency Cover, as follows:

Winter 2004/5 Winter 2002/3
Main heating system 46% 40%
Plumbing and drainage 31% 34%
Roof damage 14% 1%
Domestic power supply 4% 7%
Home security 3% 10%
Toilet unit 1% 3%
Household - others 1% 4% .

*Percentage figures were calculated using esure's Home Emergency claims details between the winter months of 2002/3 and 2004/5.


To minimize the risks of a home emergency this winter, esure is advising households to:

Leave the central heating system on for short periods of time throughout the day.
Remove the loft hatch from the roof space to allow warm air from the main house to enter.
 
 
 
 

Wednesday Nights Cost 127m
insurance company home page Saturday night - South-West, West Midlands. Thursday night - London, South-East. Martin Scott, Head of Home Insurance, says:. Read more...

 
 
 
 

Open doors to the sink unit to allow warmer air to circulate around the pipes.
Use only gentle heat, like bottles or towels soaked in warm water, if trying to thaw frozen pipes.
Turn off all outside taps in winter.
Find the stopcock and make sure it works.
Clear gutters and drains of leaves and blockages.

Nikki Sellers, head of esure home insurance, says: "It's important to put preventative measures in place to help avoid disaster home emergencies. If the heating or plumbing does fail, it can be miserable trying to find a reputable tradesman.
 
 
 
 

Pack your children off to university.
MORE TH>N could potentially save students £163 compared to the average cost of a specialist student possessions policy (based on £8,000 of cover, including legal expenses, cover for keys and locks and accidental damage:. Access to over 200 professionally written interactive legal documents, e.g. ‘ demand for repayment of deposit’ letter. 16th August 2005 £9,000 of contents cover and FREE legal helpline for policyholders’ children at university. insurance company home page Read more...

 
 
 
 

Our Home Emergency cover guarantees reputable tradesmen to fix the problem swiftly - even late at night or at weekends."

Any emergency can involve large and unexpected bills and call out charges alone range from £30-£70. To protect homeowners, esure is advising people to take out insurance to provide immediate professional help in an emergency.

Adding Home Emergency cover to an esure policy, at inception or renewal, costs from £2.80 a month (incl. IPT), and pays up to £500 (incl. VAT) for the call out charge and up to 2 hours labour costs. On top of this the policy will pay out for part and materials to a maximum of £100 including VAT. Cover starts as soon as you take out the policy.




 
 
 
 

British Singletons are a nation of closet hoarders.
Such is the pressure of looking good that updating your look is an essential part of life. British Singletons are a nation of closet hoarders. Barclays is urging singletons to be aware of how much they stand to lose if they are not adequately insured. By only throwing away five per cent* of their wardrobe each year many are living in denial and underestimating the true cost of their entire wardrobe should they need to replace it. insurance company home page Read more...

The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts.
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