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home buildings and contents insurance One of the recent claims Allianz Cornhill has received is for a 'Percussion Monkee Tree' - this is a tree branch sited on a surf board with wheels, decorated with chime bars, cow bells, drums and cymbals hanging off it - after a burglary where various items were taken and the tree was stripped. Read more...

Sods Law Costing Millions.

 
 

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Sods Law Costing Millions.

Sods law costing millions.



12th December 2005

Sod’s law has cost Britons at least £636 million* to date, according to new research from Direct Line Home Response 24.

From being locked out of home on the coldest day of the year to running out of hot water when getting ready for a date, a quarter (24 per cent) have spent at least £200 putting something right that has gone wrong at home at the worst possible moment.

And according to the British public, people are most likely to have to put their hands in their pocket on a Monday – the day when sod’s law strikes most often.

But it seems it’s not just cash that people are in danger of losing, as relationships with friends and family are also at risk.

 
 
 
 

Winter can drain cash.
“Home Assistance cover is there for unexpected domestic emergencies, which, if not dealt with promptly, would cause more damage, unreasonable discomfort or difficulties for policyholders and their families or render their homes unsafe.” Some of the worst domestic emergencies such as floods and roof damage can make homes uninhabitable. The survey of 1,000 people showed that:. A further 17% of callers reported broken central heating systems. home buildings and contents insurance Read more...

 
 
 
 
Nearly one in five people who have fallen foul to Sod’s law have argued with their partners and 11 per cent their families as a result of home catastrophes that took place at an inconvenient time.

Nearly half (44 per cent) of those who have been a victim of sod’s law found themselves about to watch their favourite TV programme when the electricity went off. Others (29 per cent) were cooking a special meal in their kitchen when the cooker broke.

The sod’s law situation Britons dread happening the most is their property flooding just after they’ve spent money decorating – 66 per cent cited this as their worst case scenario.
 
 
 
 

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home buildings and contents insurance “We believe that the average New Year party claim costs around £750 but we have dealt with incidents at teenage parties that have cost much more.” Some of the more memorable New Year party claims include:. •A Newcastle reveller who thought it would be a good idea to hang from the host’s ceiling light. Read more...

 
 
 
 
Others include the heating and boiler breaking down on a really cold day (62 per cent) and being locked out of the house in the freezing cold (44 per cent).

For those who think they’ve escaped sod’s law, then think again. Instances happen so regularly that a third (32 per cent) of those questioned for Home Response 24 – Direct Line’s 24-hour accident emergency service – said their bad luck home emergency occurred within the last week.

Andrew Lowe, Head of Home Insurance, Direct Line, said:

“Home emergency situations at any time can be stressful and costly, especially when they happen at the worst possible moment, which they invariably do. Not only do they ruin plans but they can also be a hassle and take a while to put right. As this research proves sod’s law really does exist.
 
 
 
 

Pack your children off to university.
‘ demand for repayment of deposit’ letter. A MORE TH>N home insurance policy also gives free legal advice. With our free student’s possessions cover, parents can rest assured that their children's valuable belongings are properly covered. Online legal documents, legal fees and mediation services also available to students, for example should they get into a dispute with a landlord (as part of the legal services add-on). home buildings and contents insurance Read more...

 
 
 
 



For peace of mind, it is worth taking out the appropriate insurance to cover emergency repair work.”

Notes

Research was conducted between 28 and 31 October 2005 by YouGov Plc who interviewed a sample of 2,226 GB 18+ adults. The survey was carried out online. Results were weighted to be representative of the GB population.

* The research found that 30 per cent of people have spent money to rectify a sod’s law situation, of whom 24 per cent have spent at least £200. If the GB population of people aged 18 or over is 44,174,897:

0.30 x 44,174,897 x 0.24 x 200 = £636,118,516.80

Direct Line Insurance plc, authorised and regulated by the Financial Services Authority.

 
 
 
 

The morning after.
Visit barclays.co.uk/insurancequote for more information on Barclays' home, motor and travel cover Research carried out by ICM Research between 2nd-4th December 2005 amongst 1,000 UK adults. Make sure you safely store away valuable items (to prevent damage to them). Avoid serving drinks near your electrical gadgets (to prevent damage). home buildings and contents insurance Read more...

The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts.
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