Student Possessions Worth 2.5bn

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Student Possessions Worth 2.5Bn


	BRITS SET FOR 5.5 BILLION SALES SPENDING SPREE. “We would encourage consumers to include re-evaluating the value of their home contents among their New Year’s resolutions.” Research – The research was carried out online between 9th-12th December 2005. YouGov interviewed a total of 2,345 UK adults aged 18 and above. Difference = £1,791,790,000. Britain’s most dedicated bargain hunters are the Scots, who expect to spend an average of £269 each. free home insurance quote online Read more...

Student Possessions Worth 2.5bn

29/07/2005

Students in the UK are collectively taking 2.5bn* worth of possessions with them to university this year, estimates Churchill Home Insurance. With nearly a million** undergraduates living away from home during term-time, parents should make sure their offspring are properly insured.

Gone are the days when young Britons slummed it during their university years. They may complain about struggling to make ends meet, but many of today's students will own an expensive PC or laptop to assist them in their studies. Then there are 'essentials' such as mobile phone, TV, CDs and a CD player, as well as the ubiquitous iPod and game consoles.


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	According to the government's Good 2 B Secure student website, students own more expensive consumer goods per head than the rest of the population. Martin Scott, Head of Churchill Home Insurance, said: "Parents are often unaware of the cumulative contents value of their children's student room, as things were very different in their day. Today's generation of students has come to rely more heavily than ever on new technologies and this is reflected in the value of their possessions." Churchill Home Insurance estimates the average student insurance claim to be currently worth 852 and the average value of student rooms to be around 3,000. With 50 percent of Churchill Insurance's student claims for last year coming from their rooms being forcibly broken into, the need for insurance cover is clear.


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	Martin Scott, Head of Churchill Home Insurance, added: "The good news is that with Churchill Home Insurance students' possessions temporarily removed from the family home are covered up to 4,000 at no extra cost in case of a theft involving forced entry***. That way parents can rest assured that their offspring's valuable possessions are insured against break-ins at no extra cost." Churchill Home Insurance recommends that students:If possible, make sure that every door and window in their student room has a good lock. Make sure all doors and windows are securely locked when leaving their room. Make sure valuables cannot be seen from the outside. Use an ultraviolet pen to mark their property with their university name, student ID number and term-time address.


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	What Students Own - Item Estimated Value PC/Laptop - 700 Mobile - 100 TV - 150 Stereo - 100 CDs - 250 DVD Player - 100 iPod - 140 Games Console - 160 Digital Camera - 150 DVDs - 200 Clothes - 800 Books - 150 Total - 3,000 * Exact figure: 2,480,865,000; based on the number of full-time UK undergrad students living away from home during term-time and the average value of contents in a student room (3,000) Exact figure 826, 955; source: Higher Education Statistics Agency, 2005 * Cover applies in the case of theft with forced entry. Churchill Insurance recommends additional cover for any other type of theft.

All sorts of quirkiness
John Feaver, marketing manager for Allianz Cornhill Musical Insurance says:. "Our specialist policies cover almost anything that plays music, and this way ensures that all musicians can keep playing should anything happen to their prized possessions – no matter how unusual they may be!" Allianz Cornhill Musical Insurance top tips for instrument insurance:. free home insurance quote online Read more...

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