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Be Aware Flood Dangers
home insurance low rate • Two million households in the UK are still at risk from flooding. Keep it in a safe place upstairs. If your home or business is flooded, contact your insurance company as soon as possible. Torch, battery-operated radio (with spare batteries), first aid kit, warm clothes, blankets and bottles of water. Read more...

Uk Garden Lovers

 
 

Diamonds are a girls best friend.
Only 12 per cent of people say they are planning to treat their loved one and take them out this Valentine’s Day. If your engagement ring is worth more than £1,500 make sure you add it to your personal possessions cover. Any woman expecting a marriage proposal on Valentines Day could be in for disappointment if they’re expecting diamonds, reveals a new survey from Post Office® Home Insurance. home insurance low rate Read more...

 
 
 
   
 
 
 

Uk Garden Lovers

UK garden lovers



Esure.com research shows UK garden lovers spent over £3.7bn on their backyards in the last year.

(10 August 2005)

80% of green-fingered homeowners spent money on their gardens over the last 12 months with one in ten investing over £600 on accessories, flowers and shrubs, according to research from ". This boom in garden spending seems to be tempting opportunistic thieves so esure.com is urging homeowners to make garden security a priority and ensure they lock up 'stealable' items indoors.

With £3.7bn* having left Brits' wallets over the last year to feed their garden passions, a fifth admitted they spent more over the last 12 months than the previous 12 months on garden goodies. A third of garden lovers (32%) bought new garden furniture and a third (31%) decorated their backyards with ornamental pots in the last 12 months. One in five (18%) illuminated their gardens with new lighting whilst 8% jumped onto the water feature bandwagon.

 
 
 
 

Joy unluckiest person.
In fact women dominate the mishap charts, with Diana and Tracey also suffering more claims than most. Joy unluckiest person. Sean is the most likely man to suffer a burglary, accident or other household claim, and Paula comes in at fifth position. home insurance low rate Read more...

 
 
 
 


We certainly aren't frivolous when it comes to choosing our garden adornments and think carefully before we buy. We love all things garden and contrary to popular belief don't regret any of our novelty purchases - not even garden gnomes or trellis. Just one percent of people with gardens regretted buying a wind chime, decorative flowerbed edging, and outdoor candles. So there are officially no white elephants in our backyards.

Nikki Sellers, Head of Home Insurance at esure.com, said: "With light evenings and pleasant summertime temperatures, many of us will be spending more time in the garden than inside our homes. So it's not surprising that as a nation we spent over £3.7bn this year on our backyards. But this investment needs protecting. Garden equipment, toys and bikes left out overnight are easy targets for opportunistic thieves. We should all get in the habit of locking up items in the house and making our gardens as secure as possible."
 
 
 
 

Home is where the happiness is.
home insurance low rate In Scotland, certainly, Tiddles the cat is going to have to look after herself, while her male owner rushes to grab his family photo albums and wallet before his thoughts turn to saving his furry friend. Fiona Somerton-Edwards, of Norwich Union, explained:. Quite why the Geordies are so cheerful is hard to say:. The rest of the supposedly prosperous South East aren't far behind in the misery stakes either. Read more...

 
 
 
 


To keep prized possessions away from opportunistic thieves, esure.com recommends that homeowners take these simple steps to secure their gardens this summer:

Lock up your valuables.

Over a third of homeowners (37%) have added an outbuilding - such as a shed or garage - to their property in the last five years and in the last 12 months alone over 3.62 million new outbuildings, including 2.9 million sheds, have sprung up across the UK. Therefore, there is little excuse for people not to lock away garden valuables overnight - out of sight from burglars looking for easy pickings. High value items should be stowed away indoors.

Illuminate and deter.

Install security lights with movement sensors to startle any unwelcome garden visitors.

Invest in crunchy gravel.

Use gravel on driveways or on flowerbeds to make a burglar's entrance as noisy as possible.

Buy the Mike Tyson of all plants - the holly bush.
 
 
 
 

Brits are a Nation of Great Collectors
The survey also shows that the nation’s average collection is worth just over £2,000 and that the UK is spending over half a billion pounds** each month on their hobby. The survey conducted by Churchill Home Insurance prompted 75% of the UK to admit that they had their own private collection, with men claiming to be the worst affected by the craze. Toys More obscure collections included:. Magazines/comics 7. Homepride ‘Fred’ figures 5. home insurance low rate Read more...

 
 
 
 



Defensive planting - using prickly plants such as the holly bush or pyracantha - may put off potential thieves who want an easy and pain-free get away.

Check your home insurance cover.

Check your policy documents and ensure that you're suitably covered for garden theft. " has one of the highest levels of garden cover (up to £1000) including plants and garden equipment. It offers up to £2000 of cover for contents of outbuildings - including garden sheds.

Sources:

ICM Research interviewed a random selection of 1010 adults aged 18+, by telephone between the 10th and 13th of June 2005.

* ICM research (showing the amount people spent on their garden in the last 12 months) with figures from the Office of the Department of the Deputy Prime Minister (www.statistics.gov) for number of households in Great Britain in 2001 (24.14 million), adjusted to account for households without gardens (20.18 million).

 
 
 
 

Brits plan billion pound World Cup shopping spree.
***A third of the 55 per cent who plan to follow the FIFA World Cup will invite guests to their homes to watch the games. “These people risk footing the bill themselves and should take care their World Cup celebrations don’t come back to haunt them.” For more information, log on to Direct Line Insurance. Brits plan billion pound World Cup shopping spree. One in ten (11 per cent) of these will buy expensive electronic equipment, at an average of £369.73 each. home insurance low rate Read more...

The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts.
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