BRITS WASTE 313MILLION ON UNAPPROVED BUILDING WORK.

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Brits Waste 313Million On Unapproved Building Work.


	Brits plan billion pound World Cup shopping spree. The Direct Line research also reveals the big gender gap spanning football fandom - men expect to spend £461 each on World Cup indulgences with women spending just over half that, at £245 each. Direct Line Home Insurance spokesperson Simon Ziviani commented:. *24,989,193 Brits will follow the FIFA World Cup this year. One in ten (11 per cent) of these will buy expensive electronic equipment, at an average of £369.73 each. home insurance insurance uk Read more...

BRITS WASTE 313MILLION ON UNAPPROVED BUILDING WORK.

Brits wasted £300 million1 on home building projects last year because they ignored, were unaware of the need for, or misinformed about planning rules.

New research from DirectLineInsurance reveals that one in five (20 per cent) Brits don’t know that homeowners are responsible for gaining planning permission.

The research also reveals that unapproved building projects are on the rise with 10 per cent more breaches in planning permission reported in 2005 than the previous year.2

The DirectLine survey results support this trend as almost a quarter (23 per cent) surveyed stated that they would be prepared to put up a conservatory without the proper planning permission.


	BRITS SET FOR 5.5 BILLION SALES SPENDING SPREE. “Homeowners just need to remember that all of these purchases are likely to bump up the value of their home contents. Specific purchases earmarked by shoppers include footwear, with more than one in five (21 per cent) Brits saying they want to pick up a brand new pair of shoes. Other popular items include household goods like kitchenware and furniture (£288) and clothing and accessories (£75). home insurance insurance uk Read more...


	Building professionals also bear some responsibility for this increase with close to one in ten (7 per cent) building projects in the UK delayed or cancelled3 because a building professional wrongly told the homeowner that planning permission was granted. In 2005, delayed or aborted projects cost an average of £10,441, which means that an estimated £313million was wasted by homeowners. Meanwhile, homebuyers are also counting the cost of unapproved building work with 3.5 million reporting that they moved into a new home only to discover unsound or unapproved work. Nearly one in five (18 per cent) found that their loft conversions were not approved, and five per cent garages or carports, after purchasing their home. Direct Line Home spokesperson Simon Ziviani, comments: “The extent of unapproved building work is extremely concerning, as are the number of homeowners who appear to be unaware of the rules.


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	Not obtaining planning permission or ensuring that building regulations are complied with may make a property unsaleable and, more seriously, structurally unsound. “We would advise all homeowners to make sure they are aware of the legal requirements before undertaking any building work. “We would further advise new homeowners who discover that unapproved building work has been carried out to seek legal advice as they may be entitled to request sellers to seek retrospective planning permission or to correct unapproved works.” For more information on the rules surrounding building work and planning permission, visit planningportal.gov.uk. DireciLine’s Family Legal Protection offers policyholders access to legal advice on a variety of issues including those relating to home ownership. Top five unapproved projects discovered by homebuyers.


	Fear of theft One in ten (12 per cent) carry items worth up to 400, compared to just six per cent of the wider population. Among the quirkier belongings were darts, Mont Blanc pens, a silver propelling pencil and even a dog. Fear of theft FEAR OF THEFT STRIKES THE I-POD GENERATION. Young people (aged 16-24) are prime targets for thieves. home insurance insurance uk Read more...


	Ground floor extensions 16 per cent Loft conversion 10 per cent. Conservatory 9 per cent. Garage/car port 5 per cent. Partitions (fences, walls) 4 per cent. Tips on avoiding planning pitfalls. 1. Discuss everything first – make sure you talk to your neighbours and local council early to avoid complications once works have begun. 2. Make sure you have a professional draw up proper plans and have them approved by a building engineer if structural. 3. Plan your budget – don’t take the risk of trying to guess the cost yourself. A good move is to ask an estimator to do this for you, such as www.estimators-online.com. You can then work to an appropriate budget. 4. Contingency fund – make sure you leave yourself saving in place should the building go over budget, 10-15 per cent is the recommended amount.

Impressive growth
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