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Wossy's home
quotes home insurance Asked which celebrities we thought had the happiest homes, two TV presenters were clear winners:. Who would you be most happy looking after your home while you're away? Wouldn't she immediately invite a dozen total strangers over and start filming them asleep in your bed? Read more...

Winter Can Drain Cash.

 
 

BRITS WASTE 313MILLION ON UNAPPROVED BUILDING WORK.
DireciLine’s Family Legal Protection offers policyholders access to legal advice on a variety of issues including those relating to home ownership. Direct Line Home spokesperson Simon Ziviani, comments:. BRITS WASTE 313MILLION ON UNAPPROVED BUILDING WORK. You can then work to an appropriate budget. quotes home insurance Read more...

 
 
 
   
 
 
 

Winter Can Drain Cash.

Winter can drain cash.

16/12/2004

According to weather forecasters, the chance of a white Christmas may be low but cold snaps and severe frosts are still expected before the end of the year bringing widespread disruption and damage to property. Statistics show that the number of winter storms to hit the UK has doubled in the last five years, causing a huge rise in insurance claims.


Although freezing temperatures are not uncommon at this time of year, they can still catch people out. Research by home insurer Cornhill Direct shows that many people neglect to check that their homes are winterproof, leaving them vulnerable to the misery of burst pipes, blocked drains and broken central heating systems.

The survey of 1,000 people showed that:

 
 
 
 

Shop around for home insurance
Mortgage providers don't always offer the best value for money when it comes to home insurance, so it really is wise to explore other options." The research found that almost four in ten homeowners looked to their mortgage providers for their buildings and contents insurance, despite the possibility of finding deals up to 40 per cent cheaper elsewhere. "Changes to the law six years ago prevented lenders from forcing homeowners to buy their home insurance through them. quotes home insurance Read more...

 
 
 
 

- 43% said they had no protective lagging around water pipes

- 30% have no protective lagging around their hot water tank

- 16% do not know the location of the stop cock

- 13% admitted that they took no precautions to protect their home from winter weather if they were going away

Ian Firth, operational underwriting manager at Cornhill Direct said: “The weather is the biggest cause of the worst domestic emergencies. When a cold snap bites, overworked central heating systems break down and pipes freeze. Before it gets too cold, inspect your pipes for cracks, leaks or other damage. Learn where the stop cock is so you can limit water damage in the event of a frozen or burst pipe.”

 
 
 
 

BRITISH KIDS ARE TOYING WITH A FORTUNE.
quotes home insurance 13% have digital TV or Sky TV in their bedroom. Phil Loney, Managing Director Lloyds TSB Insurance said:. While a third of youngsters own gadgets, entertainment and high-tech equipment worth up to 2,000 in their bedrooms, as many as 1 in 10 children have up to 5,000 worth behind closed doors. 51% have a hi-fi system in their bedroom. BRITISH KIDS ARE TOYING WITH A FORTUNE. Read more...

 
 
 
 

During the last 12 months, nearly 50% of callers to the Cornhill Direct Home Assistance 24-hour helpline have needed immediate help with plumbing or drainage problems caused by burst pipes or blocked drains. A further 17% of callers reported broken central heating systems.

Home Assistance cover from Cornhill Direct offers an affordable way for householders to protect themselves from a wide range of domestic disasters throughout the year.

Key features of cover are:

- Costs £2.50 per month with no call-out fee.

- Up to £250 towards labour and parts for each call-out.

- 24-hour priority helpline, which gives initial advice and arranges for a tradesman to call, so help is just one phone call away.

 
 
 
 

Creepy claims arise on Friday 13th.
A study of all 2004 home insurance accident claims found that there was a significant increase on the two Fridays that fell on the 13th - suggesting that Brits should take extra care around the house this Friday. Water - leaking and blocked water pipes accounted for 18 per cent. The Friday 13th claim figure rise was generated by comparing to an average daily claims figure for 2004. Spillages - 14 per cent of claims were blamed on spilt drinks/paint/household liquids. quotes home insurance Read more...

 
 
 
 


- A network of fully vetted tradesmen who can help with the most common domestic emergencies such as plumbing and drainage problems, broken central heating systems, damaged doors and windows, interruptions to the electricity supply, roof damage, vermin and lost keys.

- Cover is only available to Cornhill Direct home contents policyholders.

Ian says: “Home Assistance cover is there for unexpected domestic emergencies, which, if not dealt with promptly, would cause more damage, unreasonable discomfort or difficulties for policyholders and their families or render their homes unsafe.”

Some of the worst domestic emergencies such as floods and roof damage can make homes uninhabitable. When this happens, Cornhill Direct’s Home Assistance service covers the cost of basic accommodation for policyholders, their families and pets for one night while repairs get underway.







 
 
 
 

Rise in Halloween horrors.
According to the insurer, claims for malicious damage could triple following Halloween this year. Rise in Halloween horrors. Phil Loney, managing director of Lloyds TSB Insurance said:. quotes home insurance Read more...

The details published on this site are intended for information only and should not be construed as advice under the Financial Services Act 1986. You are advised to take appropriate professional and legal advice before entering into any binding contracts.
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